Bachelor of Management Studies (B.M.S.) SEM VI 2022 2023 May 2023 ELECTIVE FINANCE FINANCING RURAL DEVELOPMENT Question Paper - Mumbai University | munotes

Questions asked in this paper

1. Q1 a. State whether the following statements are true or False:(Any 8) 8 marks
   • 1. Micro finance institutions would like to provide financial services to high income clients
   • 2. Compliance risk may include fire, natural disasters such as floods, draughts, earthquake,
   • 3. Market risk is the risk that an MFI cannot meet its obligations on a timely basis
   • 4. Rebate on bills discounted of last year will be transferred to profit & loss account
   • 5. The opening balance of Rebate on bills discounted is debit balance
   • 6. Ceiling on the loan under the Credit Linked Capital Subsidy scheme is Rs.100 crore
   • 7. ILE stands for Indian Institute of environment
   • 8. The predominant proportion of MFIs is linked to the international financial market; rather they do not form part of their local financial system
   • 9. Microfinance in India started in the 1990s
   • 10. The two third population of Indians live in Urban areas
2. Q1 b. Match the following (any 7): sustainability of rural people Ownership of business Maintained in the form of liquid 7 marks
3. Q2 Calculate Breakeven point from the following details. Output is 1000 units 8 marks
   • b. Briefly explain scope of Rural finance. 7
4. Q2 c.Explain expectations of clients in rural India. 8 marks
5. Q2 d.Explain principles of microfinance. 7 marks
6. Q3 a.Describe the objectives and functions of National Institute for Micro, Small and
7. Q3 b.Explain benefits of factoring to MSME enterprises. 7 marks
8. Q3 c. Prepare Profit & Loss account in the books of PNB Ltd. for the year ending
   • (a) Provision of Rs.1,85,000 has to be made for the current year as doubtful debts and
   • (b) Proposed dividend amounted to Rs.60,000 Describe the objectives of risk management in rural finance. (8) compliance of State Acts of MFIs. (7) Describe objective and functions of Small Industries Development Bank of India Explain objectives of Ministry of rural development. (7)
9. Q5 a.Explain objectives of Rural Development. 8 marks
10. Q5 b.Explain role of microfinance institutions in rural development. 7 marks
11. Q5 Write short notes on any three. 15 marks
    • 2. Categories of priority sector lending
    • 3. Credit Guarantee Trust for Medium and small enterprises
    • 5. Apex institutions in Rural Finance

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