B.Com In Banking & Insurance (BCBI) Sem V October 2025 October 2025 Financial Services Management Question Paper - Mumbai University | munotes

Questions asked in this paper

• 2) Figures to the right indicate full marks

1. Q1 A. Multiple choice question (Any eight) 8 marks
   • 1. The periodic payment made by the borrower to the lender is called
   • 2. There are usually to a cross-border factoring transaction
   • 3. Merchant bankers must register with
   • 4. The concept of securitization is associated with
   • 5. In pledge, the takes actual possession of assets
   • 6. Money Market Mutual Funds invest mainly in
   • (a) Long-term assets (b) Short-term assets
   • (c) Short-term debt funds (d) Short-term equity funds
   • 7. Mutual funds are very popular in
   • 8. Which of these is a regulatory body
   • 9. who agrees to buy an asset at a future date has gone
   • (a) Long (b) Short (c) Back (d) Ahead
   • 10. National housing bank is a fully owned subsidiary of
   • B. State whether the following are true or false: (any 7) 7
   • 1. Loan syndication is a free based activity
   • 2. International factoring is also known as four-factor system
   • 3. Merchant banks deals with funds raised through money market and capital market
   • 4. AMFI stands for associations of mutual funds in India
   • 5. In hypothecation, possession and ownership remain with the borrower
   • 6. Gilt funds do not carry credit risk
   • 7. IPO stands for initial public offer
   • 8. Housing is the basic need of human beings
   • 9. of forwards by counterparties with matching needs is called
   • 10. Commercial banks and credit union are sources of consumer finance
2. Q2 A. What are the major challenges faced by the financial service sector in India? 8 marks
   • B. What do you mean by financial innovation? Explain its causes. 7
   • C. What is merchant banking? Explain any four services rendered by merchant
   • D. What are the key features of merchant bankers? 7
3. Q3 A. What is a Mutual Fund? Explain its advantages. 8 marks
   • B. Explain the different objectives of AMFI. 7
   • C. Differentiate between factoring and forfeiting (any five points). 8
   • D. What is factoring? Explain different types of factoring. 7
4. Q4 A. State and explain any four merits and four demerits of securitization. 8 marks
   • B. Define securitization and explain its process (modus operandi). 7
   • C. Explain the types of financial derivatives with examples. 8
   • D. Explain advantages and disadvantages of future contract. 7
5. Q5 A. Briefly explain the sources of consumer finance. 8 marks
   • B. Explain the major issues of Housing Finance. 7
6. Q5 Short Notes (any 3) 15 marks
   • e. Derivatives in India

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