B.Com In Banking & Insurance (BCBI) Sem V March 2025 March 2025 Financial Services Management Question Paper - Mumbai University | munotes

Questions asked in this paper

1. Q1 A Fill in the blanks. (Any 8) 8m
   • 1. includes all activities involved in the transformation of saving into investment
   • a) Financial Management
   • b) Financial System
   • c) Financial Accounting
   • d) Financial Reporting
   • 2. Underwriting of shares by a financial intermediary
   • a) Banking
   • b) Investment
   • c) Insurance
   • d) Depository
   • 3. ___ services are mainly provided to foreign investors
   • a) Leasing
   • b) Factoring
   • c) Merchant Banking
   • d) Insurance
   • a) Money
   • b) Capital
   • c) Foreign Exchange
   • d) Commodity
   • 5. The minimum net worth for the first category of a merchant
   • a) Rs.1 Crore
   • b) Rs.5 Crore
   • c) Crore
   • d) Rs.50 Crore
   • 6. The company which sets up a mutual fund is called
   • b) Trustee
   • c) Sponsor
   • d) Broker
   • 7. The idea of providing factoring services was first thought
   • b) ICICI Bank
   • 8. Financial derivatives are mainly used
   • a) Raising Capital
   • b) Hedging Risks
   • c) Reducing Liabilities
   • d) Portfolio Diversification
   • 9. long tenure lease applicable to immovable properties is lease
   • a) Operating
   • b) Finance
   • c) Perpetual
   • d) Leasehold
   • 10. The assets generally not suitable for securitization is
   • a) Housing Loans
   • d) Auto Loans
2. Q1 B State whether the following statements are true or false . (Any 7) 7m
   • 1. NBEC is a company register under the RBI Act
   • 2. Under forfeiting the client is able to get credit facility to the extent of 100%
   • 3. Custodial services are mainly provided to foreign investor
   • 4. relives the company of the risk and uncertainty of marketing the securities
   • 5. Clearing is the process of updating the accounts of trading parties
   • 6. Derivatives are financial contract that derive their value from underlying assets
   • 7. Hire purchase act was passed in the year 1972
   • 8. Startup fund is needed for developing a product in the initial stages 9, The rating agencies follow a through and transparent evaluation so as to lend credibility to
   • 10. Consumer finance refers to the rising finance by business for acquisition of durable goods
3. Q2 a. Define financial services explain innovative financial instruments. 8m
4. Q2 b Distinguish between fund based & fee based financial service 7m
5. Q2 c Define merchant banker explain their services. 8m
6. Q2 d What are different problems of merchant bankers? 7m
7. Q3 a. Define mutual funds give its classification. 8m
8. Q3 b State advantages & disadvantages of mutual funds. 7m
9. Q3 c Explain the different types of factoring. 8m
10. Q3 d What are the different types of export forfeiting?
11. Q4 b State the role of parties in securitization. 7m
12. Q4 c What are the different types of financial derivatives. 8m
13. Q4 d Discuss future and option in detail. 7m Explain the different housing finance agencies in India
14. Q5 b Explain different types of consumer finance. 7m
15. Q5 Write short notes (any 3) 15m
    • a. Financial derivatives
    • b. Pledge
    • c. Forward

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