B.Com In Banking & Insurance (BCBI) Sem V 2022 2023 Dec 2023 I FINANCIAL SERVICES MANAGEMENT Question Paper - Mumbai University | munotes

Questions asked in this paper

• 2) Figures to the right indicate full marks

1. Q1 (A) Choose the correct option: (Any Eight) 8 marks
   • 1) is a fund based financial service, provides resources to finance receivable as well as facilitates the collection of receivables
   • 2) Merchant bankers are
   • 3) The market performance of mutual fund can be judged on the basis of
   • 4) Maturity factoring is also known as
   • 5) is the entity through which the securitization transaction is actually operated
   • 6) An option allowing the owner to sell an asset at a specified price on or before a specified
   • 7) National Housing Bank is a fully owned subsidiary of
   • 8) An ongoing credit arrangement similar to a bank overdraft is
   • 9) In depository system, is a link between depository and the owner
   • a) Depository participant b) Register and Transfer agent c) Issuer d) Custodian
   • 10) is used when pledgee takes actual possession of an asset
   • B) State whether the following statements are true or false. (Any 7) 7
   • 1) the Capital Market in India
   • 2) The most common method of public issue is through private placements
   • 3) Mutual funds unit holders have voting rights
   • 4) Forfeiting is nothing but international factoring
   • 5) Securities issued against the assets securitized are not negotiable and hence they cannot be traded in the market
   • 6) The profit arising from a swap transaction is called ‘Swap Profit’
   • 7) HUDCO stands for Housing and Urban Development Corporation
   • 8) Non instalment credit is either secured or unsecured, depending on the company offering
   • 9) NSDL and CDSL maintains investors’ stock holdings in the Capital Market
   • 10) Pledge arises when the lender takes possession of either the goods or bearer securities for extending a credit facility to the borrower
2. Q2 A) Briefly explain any four fee-based services. 8 marks
3. Q2 B) What are the challenges faced by financial service sector in Indian economy? 7 marks
4. Q2 C) What are the features of merchant bankers. 8 marks
5. Q2 D) Briefly explain the objectives of merchant bank. 7 marks
6. Q3 A) Briefly explain the structure of mutual fund organisations. 8 marks
7. Q3 B) Outline the causes of slow growth of mutual funds in India. 7 marks
8. Q3 C) Distinguish between Factoring and Bill Discounting. 8 marks
9. Q3 D) Briefly explain the advantages of forfeiting. 7 marks
10. Q4 A) What is derivatives? Compare forward and future contract. 8 marks
11. Q4 B) What is securitization? Explain the causes for unpopularity of securitization. 7 marks
12. Q4 C) Explain the concept of options along with its characteristics. 8 marks
    • D) State merits and demerits of securitization. 7
13. Q5 A) Define Consumer Finance. Explain briefly about the sources of consumer finance
14. Q5 B) Explain the key features of depository system in India. 7 marks
15. Q5 Write a short note. (Any 3) 15 marks
    • 2) Operational Mechanism of Securitization

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