B.Com In Banking & Insurance (BCBI) Sem I 2017 2018 Nov 2018 ENVIRONMENTAL MGT OF FIN. SERVICES Question Paper - Mumbai University | munotes

Questions asked in this paper

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1. Q1 A) Fill in the blanks with correct alternative:- (any 8) 8 marks
2. Q1 insurance forms the lifeline of several commerce and trade activities
3. Q2 is a financial arrangement that redistributes the cost of unexpected losses
4. Q3 The minimum requirement as per Act for CRR is
5. Q4 The SLR cannot be less than % of the demand and time liabilities of a bank
6. Q5 Risk control focuses on _ the risk of loss to which the firm is expected and includes the Techniques of risk avoidance and reduction
7. Q6 The Indian Banking System is regulated by (RBI Act 1934, Banking Regulations Act 1949, Minister Of Finance, Both RBI Act 1934 and Banking Regulations Act 1949)
8. Q7 Operational risk is the risk of loss arising from various types of (Human errors, Failed system and procedures in bank, Breakdown in Internal controls, All of these)
9. Q8 One of the main objectives of ALM is to control risk,
10. Q9 RBI was established in the year
11. Q10 The first insurance company was started in India in 1818 at
12. Q1 B) State whether the following statements are true or false :- (Any 7) 7 marks
    • i) Cheque is not a negotiable instrument li) RuPay is.a Debit card issued by the National Payment Corporation Of India Insurance is viewed as one of the income tax saving device
    • iv) Primary objective of cooperative banks is profit marking
    • v) Imperial bank of India is known as RBI today
    • Q.P. Code :19660
    • vi) Risk reduction is not possible in insurance sector
    • vii) Credit risk is the primary challenges for banks Third pillar talks about the market discipline
    • ix) NPA stands for Non- Performing Asset RBI is apex financial institution
13. Q2 a) Define Financial Service. Explain Fund Based Financial services. 8 marks
    • b) What is Insurance and explain its objectives. 7
14. Q2 c) What are Commercial Banks? Explain functions of commercial Banks. 8 marks
    • d) What is a bank? What is need for Banks? 7
15. Q3 a) Explain Non- Fund Based activities and services of the banks. 8 marks
    • b) Explain the role of RBI. What are the fundamental principles of insurance? (8) 7
    • d) Explain the role of insurance? 7
    • a) Explain any Two sections of Banking Regulation Act, 1949. 8
    • b) Explain all the three pillars of Basel II Accord. 7
16. Q4 c) Write down the recommendations of Narasimham committee 8 marks
    • d) Briefly explain the organization structure and management system of insurance companies. 7
17. Q5 a) Explain the development functions of RBI? 8 marks
    • b) What are the powers and functions of IRDA? Write Short Notes on :- (Any three) (15) li) Risk in Banking organization 7
    • iv) NPA
    • v) Credit Card

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