B.Com In Banking & Insurance (BCBI) Sem I ATKT ENVIRONMENTAL MANAGEMENT OF FINANCIAL SERVICES Question Paper - Mumbai University | munotes

Questions asked in this paper

1. Q1 A. Fill in the Blanks (Any 8 out of 10) 8 marks
   • 1. The is maintained in the form of Cash Balance with RBI. (CRR, SLR, PLR)
   • 2. Banking Company means any company which transacts the business of in India
   • 3. IRDA regulates the investment of funds by companies. (Banking,
   • 4. Recurring Deposit is a type of deposit. (Demand, Time, Place)
   • 5. ALM is recognized in India as (Strategic approach, Turnaround approach, Systematic approach, None of these)
   • 6. NABARD is the apex institution looking after finance. (Industrial,
   • 7. A term loan is repayable in 3 —7 years. (short, long, medium)
   • 8. The First pillar under Basel II talks about (Minimum Capital requirement, Supervisory
   • 9. means proportionate payment of claim. (Contribution, Indemnity,
   • 10. The full form of LIC is . (Life Investment Committee, Life Insurance Corporation, Life Insurance Committee, Life in Course)
2. Q1 B. State whether the following are True or False. (Any 7 out of 10) 7 marks
   • 1. financial institution for, stock exchange
   • 2. Banking Regulation Act was passed
   • 3. Liquidity Risk is of Market Risk Insurance forms the lifeline of several commerce and trade activities Duration Analysis is the method to measure the interest rate risk Insurance is a Mutual form of distributing a certain risk over a group of persons who are exposed to
   • 7. The SLR cannot be less than 30% of the demand and time liabilities of a bank
   • 8. IDBI provides long term finance to industries
   • 9. Fixed Deposit is also called as Cumulative Deposit Account
   • 10. Financial Instruments are one of the important component of Financial System Paper Subject Code: 81303 Environmental & Management of Fiancial Services
3. Q2 a) Define Financial Markets. Explain its types. 8 marks
   • b) Explain any 5 types of Development banks. 7
4. Q2 c) What are the fundamental principles of insurance? 8 marks
   • d) Distinguish between Commercial Banks and Cooperative 7
5. Q3 a) Explain the Role of Insurance Company. 8 marks
   • b) State and explain the different types of Insurance. 7
6. Q3 c) What are the objectives of insurance? 8 marks
   • d) Explain the business of banking company and prohibited business. 7
7. Q4 a) What are the recommendations of Narasimham Committee 1991? 8 marks
   • b) Explain different types of insurance. 7
8. Q4 c) Explain the Functions of ALM. 8 marks
   • d) Explain the functions of RBI. 7
9. Q5 a) What is Reinsurance? How it is different from Double Insurance? 8 marks
   • b) What are the powers functions of IRDA? 7
10. Q5 Write Short (Any of 5) il. Departments of RBI 15 marks

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