B.Com In Banking & Insurance (BCBI) Sem III 2022 2023 2023 S.Y.BBI SEM III F.C (OVERVIEW OF BANKING SECTOR) (7OCT.22) Question Paper - Mumbai University | munotes

Questions asked in this paper

1. Q1 (A) Choose the appropriate answer from the given multiple-choice questions. (Any
2. Q8 8 marks
3. Q1 In 1969 banks were Nationalised
4. Q2 First five-year plan period is
5. Q3 Full form of LAB is
   • a. Loan and Bank b. Land and Bank c. Loans and Banker d. Local Area Bank
6. Q4 Section of the Banking Regulation Act explains the opening of new branches
7. Q5 As per the guidelines of the Basel I committee banks were advised to have a capital adequacy ratio of at least percent
8. Q6 Letter of credit is important in trade
   • a. Inland b. state c. international d. restricted areas
9. Q7 Merchant bank is a based service
10. Q8 Solar-powered ATM is mostly used in area
11. Q9 SIDBI launched the in 1994,
    • d. Do not worry scheme
12. Q1 (B) State whether the following statements are True or 7) marks The organised sector consists of commercial banks, cooperative banks, and RRBs
13. Q2 IDBI is one of the industrial banks operating in India vcD - SYBBI. FOUNDATION COURSE 2% HRS. MARKS 75
14. Q3 Domestic banks are registered and incorporated within thé country
15. Q4 Chain banking and group banking are completely different
16. Q6 There are three parties in Bill of exchange
17. Q7 Retail banking has a large number of small customers
18. Q8 Mobile banking is possible only through the mobile app
19. Q10 Stand-up India scheme for Greenfield was launched for the benefit of SC/ST and
20. Q2 Discuss the following in brief. 15 marks
    • A. Briefly explain the principle of banking
    • B. Explain the causes of banking failure
    • C. What are the features and functions of RRBs? F
    • D. What are the challenges that banks face today?
21. Q3 Answer the following in brief. 15 marks
    • A. Define Ombudsman and explain its power and duties
    • B. Write an explanatory note on NABARD
    • C. Define retail banking and explain its features
    • D. What are the functions of commercial banks?
22. Q4 Explain the following in Brief. 15 marks
    • A. What is RTGs? List out the advantages of RTGs
    • B. Distinguish between traditional banking and E-banking
    • C. What is the need for microfinance?
    • D. Explain the stand-up India scheme for the greenfield in detail
23. Q5 Write short notes on. (Any 3) 15 marks
24. Q1 Distinguish between cheque and Bill of exchange
25. Q2 Brief the need for Universal Banking in India
26. Q3 How to open a saving account online?
27. Q4 Explain microfinance
28. Q5 Explain the functions of the Self-Help group

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