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Bachelor of Arts (B.A.) Banking in India II Syllabus - Mumbai University 2026

Syllabus for Banking in India - II

Major · Economics · Semester 4 · SY BA · 2 credits · 50 marks · 30 hours

The University sets this paper under Scheme III only, so your college may not run it.

Module 1: Contemporary banking sector in India (15 Hours)

  • Types and Functions of Commercial Banks.
  • Multiple Credit Creation Process. NPA and its management.
  • Introduction of BASEL Norms I, II, III
  • Narsinham Committee Report 1991 & 1998 and Banking reforms in India after 1991.

Module 2: Banks and Economic Development (15 Hours)

  • Banking sector Innovations: Digital banking, Mobile banking, Net banking, SMS banking.
  • Co-operative Banks and rural developments
  • Industrial Banks- IDBI, SIDBI, IFCI, State Finance Corporations, ICICI bank.
  • Export and Import Bank (EXIM): Function and its role in export-import finance.

Reference Books

  • 1 Meir Kohn, Financial Institution and Market, Oxford University Press. New Delhi.
  • 2 Khan, M. Y., Indian Financial System-Theory and Practice, TMH, New Delhi.
  • 3 Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, New Delhi.
  • 4 Simha, S.L.N. Development Banking in India. Madras: Institute of Financial Management.
  • 5 Annual Reports of RBI and Major Financial Institutions in India.
  • 6 Pathak, B., Indian Financial System-Pearson, New Delhi.
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