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Bachelor of Arts (B.A.) Banking in India I Syllabus - Mumbai University 2026

Syllabus for Banking in India - I

Major · Economics · Semester 3 · SY BA · 2 credits · 50 marks · 30 hours

The University sets this paper under Scheme III only, so your college may not run it.

Module 1: Introduction to Indian Banking System ( 15 Hours)

  • Concept of Bank and History of Indian Banking System.
  • Structure and Types of Banks in India – Commercial banks, foreign banks, public sector banks, Regional rural banks (RRBs), Co-operative banks, Primary co-op credit societies.
  • NABARD: functions and policies. - Banking Regulations in India.
  • Non-banking finance Companies: Meaning, Types, Growth and Regulation

Module 2: Central Bank ( 15 Hours)

  • Concept- Functions of Central Bank: Traditional and Modern.
  • Concept and Objectives of Monetary Policy.
  • Instruments of Monetary Policy. Structure of monetary policy.
  • Implementation of monetary policy with special reference to India.

Reference Books

  • 1 Meir Kohn, Financial Institution and Market, Oxford University Press. New Delhi.
  • 2 Khan, M. Y., Indian Financial System-Theory and Practice, TMH, New Delhi.
  • 3 Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, New Delhi.
  • 4 Simha, S.L.N. Development Banking in India. Madras: Institute of Financial Management.
  • 5 Annual Reports of RBI and Major Financial Institutions in India.
  • 6 Pathak, B., Indian Financial System-Pearson, New Delhi.
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