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Board of Studies -in-Banking & Finance , University of Mumbai 1 | P a g e
BCom Banking Insurance BBI Semester III and IV Syllabus Mumbai University by munotes
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Board of Studies -in-Banking & Finance , University of Mumbai 2 | P a g e
B.Com . (Banking and Insurance ) Programme
Under Choice Based Credit, Grading and Semester System
Course Structure
S.Y.B.Com. (Banking & Insurance )
(To be implemented from Academic Year - 2017 -2018)
No. of
Courses Semester I II Credits No. of
Courses Semester IV Credits
1 Elective Courses (EC) 1 Elective Courses (EC)
1,2 & 3 *Any three courses from the
following list of the courses 09 1,2 & 3 **Any three courses from the
following list of the courses 09
2 Ability Enhancement Courses (AEC) 2 Ability Enhancement Courses (AEC)
2A Ability Enhancement Compulsory
Course (AECC) 2A Ability Enhancement Compulsory
Course (AECC)
4 Information Technology in
Banking & Insurance - I 03 4 Information Technology in
Banking & Insurance - II 03
2B *Skill Enhancement Courses (SEC) 2B **Skill Enhancement Courses (SEC)
5 Any one course from the
following list of the courses 02 5 Any one course from the
following list of the courses 02
3 Core Courses (CC) 3 Core Courses (CC)
6 Financial Markets 03 6 Corporate & Securities Law 03
7 Direct Taxation 03 7 Business Economics -II 03
Total Credits 20 Total Credits 20
*List of Skill Enhancement Courses (SEC)
for Semester I II (Any One) **List of Skill Enhancement Courses (SEC)
for Semester IV (Any One)
1 Foundation Course – III
(An Overview of Banking Sector) 1 Foundation Course - IV
(An Overview of Insurance Sector)
2 Foundation Course - Contemporary Issues - III 2 Foundation Course - Contemporary Issues - IV
3 Foundation Course in NSS - III 3 Foundation Course in NSS – IV
4 Foundation Course in NCC - III 4 Foundation Course in NCC – IV
5 Foundation Course in Physical Education - III 5 Foundation Course in Physical Education -IV
*List of Elective Courses (EC)
for Semester III (Any Three) **List of Elective Courses (EC)
for Semester IV (Any Three)
1 Financial Management - I 1 Financial Management –II
2 Management Accounting 2 Cost Accounting
3 Organizational Behaviour 3 Entrepreneurship Management
4 Risk Management 4 Wealth Management
5 Mutual Fund Management 5 Customer Relationship Management
Note: Course selected in Semester III will continue in Semester IV
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Board of Studies -in-Banking & Finance , University of Mumbai 3 | P a g e
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Board of Studies -in-Banking & Finance , University of Mumbai 4 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Financial Management - I
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Finance and Financial Management 15
2 Financial Goal Setting & Time value of Money 15
3 Investment Decisions: Capital Budgeting 15
4 Financial Decisions 15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 5 | P a g e
Sr. No. Modules / Units
1 Introduction to Finance and Financial Management
A) Introduction to Finance
Meaning and definition of finance
Importance of finance
Types of Finance: Public and Private
Sources of finance
1. Long Term Sources : Term Loans, Debentures, Bonds, Zero
Coupon bonds, Convertible Bonds, Equity shares , Preference
shares, CD, CP, Public Deposits
2. Short Term Sources: Bank Finance, Trade Credit ,Other Short
Term Sources
3. Venture Capital and Hybrid Financing
B) Financial Management
Meaning and Importance of Financial Management
Scope of Financial Management
Functions and Objectives of Financial Management
Primary Objective of Corporate Management
Agency Problem
Organization of Finance Function
Emerging role of Finance Managers in India.
C) Objectives of the Firm
Profit Maximization and Shareholders Wealth Maximization,
Profit V/s Value Maximization
2 Financial Goal Setting & Time value of Money
A) Financial Goal Setting
Introduction
Financial Forecasting – Meaning, Techniques, Benefits
Approaches to Financial Planning
Economic Value Added (EVA) – Measurement & Components
Free Cash Flow (FCF) -
B) Time Value of Money
Concept
Present Value
Annuity
Techniques of Discounting
Techniques of Compounding,
3 Investment Decisions : Capital Budgeting
A) Capital Budgeting
Nature of Capital Budgeting
Purpose of Capital Budgeting
Capital Budgeting Process
Types of Capital Investment
Basic Principle of Measuring Project Cash Flows
Increment Principle, Long Term Funds Principle, Exclusion of
Financial Cost Principle, Post Tax Principle
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Board of Studies -in-Banking & Finance , University of Mumbai 6 | P a g e
Probability technique for measurement of cash flow
Capital Budgeting Techniques : Net Present Value Profitability
Index and Discounted Pay Back Method .
A Comparison; Project Selection Under Capital Rationing
(Note: Problems on computation of cash flow, ranking of projects on various
techniques, selection and analysis with / without capital rationing)
4 Financial Decisions
A) Cost of Capital :
Introduction and Definition of Cost of Capital
Measurement of Cost of Capital
Measurement of WACC using book value and market value
method.
Measuring Marginal Cost of Capital
B) Capital Structure Decisions :
Meaning and Choice of Capital Structure
Importance of Optimal Capital Structure
EBIT -EPS Analysis
Capital Structure Theories
Dividend Policies (Walter & Gordon)
Note: Relevant Law/Statute/Rules in force and relevant Accounting Standards in force on 1st April
immediately preceding commencement of Academic Year is applicable for ensuing examination
after relevant year.
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Board of Studies -in-Banking & Finance , University of Mumbai 7 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Management Accounting
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Management Accounting 10
2 Financial Statement Analysis 20
3 Working Capital Management 15
4 Management of Profits/Dividend Policy 15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 8 | P a g e
Sr. No. Modules / Units
1 Introduction to Management Accounting
Meaning and Definition , Scope, Functions , Objectives, Importance,
Role of Management Accounting, Management Accounting Framework, Tools
of Management Accounting
2 Financial Statement A nalysis
A) Introduction to Corporate Financial Statements :
Understanding the Balance sheet and Revenue statements with the headings
and sub headings, Uses of financial statements, Users of Financial
Statements .
B) Financial Statement Analysis
Introduction and Meaning of Financial Statement Analysis, Steps,
Objective, Types of Analysis .
Ratio analysis : Meaning, classification, Du Point Chart, advantages &
limitations.
Balance Sheet Ratios : Current Ratio, Liquid Ratio , Stock Working Capital
Ratio, Proprietary Ratio , Debt Equity Ratio , Capital Gearing Ratio .
Revenue Statement Ratios : Gross Profit Ratio, Expenses Ratio ,
Operating Ratio, Net Profit Ratio , Net Operating Profit Ratio , Stock
Turnover Ratio , Combined Ratio, Return on Ca pital employed (Including
Long Term Borrowings) , Return on proprietor’s Fund (Shareholders Fund
and Preference Capital , Return on Equity Capital , Dividend Payout Ratio ,
Debt Service Ratio, Debtors Turnover , Creditors Turnover .
3 Working Capital Management:
Concept, Nature of Working Capital, Planning of Working Capital, Estimation
/Projection of Working Capital Requirements in case of Trading and
Manufacturing Organization
Operating Cycle.
4 Management of Profits/Dividend Policy
Meaning, Types, Factors influencing dividend policy, Forms of dividend.
Determinants of Dividends Policy: Factors; Dividend Policy in India; Bonus
Shares (Stock dividend) and Stock (Share) Splits; Legal, Procedural; and Tax
Aspects associated wit h Dividend Decision
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Board of Studies -in-Banking & Finance , University of Mumbai 9 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Organizational Behaviour
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 The Individual Behaviour 15
2 The Group Dynamics 15
3 The Organizational Dynamics 15
4 Organization Behaviour In Financial Services 15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 10 | P a g e
Sr. No. Modules / Units
1 The Individual Behaviour
A) Personality : Meaning, Determinants of Personality, Major personality traits
influencing OB, The Big Five Model, Trait Theory of personality,
Psychoanalytic theory of Personality, Freud Stages of Personality
Development, Locus of Control, Self -Monitoring .
B) Learning: Meaning and D efinition of Learning -The Learning Process,
Principles of Learning, Theories of Learning -Classical conditioning,
Operant Conditioning, Social Learning Theory, Learning through
Reinforcement, Learning by Observing, Learning through Experience.
C) Perception -Meaning, Factors Influencing Perception, Attribution Theory,
Improving Perceptions - Johari Window, Empathy .
D) Workplace Emotions, Values and Ethics: Meaning of Emotions, Cognitive
Dissonance, Emotional Dissonance, Managing Emotions at Work
(Emotional Labor) - The Six Universal Emotions. Meaning and Types of
Values, Sources of Value systems, Values across Cultures, Values and
Ethical Behaviour .
E) Individual Decision Making: How are Decisions made in organization,
Decision Making process, Decisional Styles.
2 The Group Dynamics
A) Group Communication: Importance, Corporate Communication – Need,
Importance and Techniques of Corporate Communication.
B) Power and Politics: Meaning of Power, Bases of Power, Power Tactics,
Organizational Politics, Reasons for Organizational Politics, Managing
Organizational Politics.
C) Negotiations: Meaning, Process, Strategies, Third Party Negotiations,
Crisis Negotiations, Focus Areas of Negotiations.
D) Transactional Analysis Model: Types of Transactions, Ego states, Life
Posit ions, Elaboration of Transactional styles.
E) Virtual teams and Group Cohesiveness: Structure, Types, Stages in
Management of Virtual teams, Features of Cohesive Groups,
Effects/Consequences/Impact of Group Cohesion.
F) Group Decision -Making: Advantages, Disad vantages, Assumptions,
Managing Group Decision -Making, Strength and Weakness of Group
Decision -Making.
3 The Organizational Dynamics
A) Organization structure: Meaning, Meaning and key features of the concept
of Centralization, Decentralization, Span of control and Departmentation,
Simple structure, Bureaucratic & Matrix structure.
B) New design options: Team structure, Virtual organizations, Boundary less
organizations
C) Organization structure differentiation: Strategy, Organization size,
Technology & Envi ronment, Organizational Designs and employee
behaviour .
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Board of Studies -in-Banking & Finance , University of Mumbai 11 | P a g e
D) Organizational Climate: Impact of Communication, Impact of Rewards &
Punishment, Quality work life with reference to Banking & Insurance, Job
Frustration -Sources, Causes, Effects, Ways to Overcome Fr ustration,
Impact of Frustration on Banking and Insurance companies.
4 Organization Behaviour In Banking and Insurance Sector
A) Practices of OB in Banks and Insurance
B) Issue of organization behaviour in Banks
C) Strategies to manage issues of organization behaviour in banks
D) Case Studies – Transfer, Promotion, Separation .
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Board of Studies -in-Banking & Finance , University of Mumbai 12 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Risk Management
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Foundations of Risk Management
15
2 Capital Market Risk Management
15
3 Credit Market Risk Management
15
4 Risk Measurement
15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 13 | P a g e
Sr.
No. Modules / Units
1. Foundations of Risk Management
Basic risk types
The role of risk management
Enterprise Risk Management (ERM)
History of financial disasters and risk management failures
2007 financial crisis
2. Capital M arket Risk Management
Equity, currencies & commodities markets in India
Introduction to Derivatives
Forward, Future and option contracts
Hedging through Derivatives contract
Fixed -income securities
Fixed -income risk management through derivatives
Rating agencies
3. Credit Market Risk Management
Introduction,
Information required for evaluation of credit risk,
Procedure for Credit Risk Management,
Credit Lifecycle,
Loan Review Mechanism,
RBI guidelines on Credit Rating Framework in Banks,
Introduction of Basel Norms and calculation of capital adeq uacy ratio
4. Risk Measurement
Estimation of volatilities and correlations (application to volatility term
structures) Monte Carlo simulations (application to interest rate forecasting)
Linear Value -at-Risk (application to market, credit and operational risk)
Option valuation
Risk-adjusted return on capital (RAROC) & beta calculation
Risk management of derivatives (application to convertible risk)
Interest rates and measures of interest rate sensitivity
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Board of Studies -in-Banking & Finance , University of Mumbai 14 | P a g e
Revised Syllabus of Courses of B.Com . (Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
Mutual Fund Management
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Mutual Fund 15
2 Classification of Mutual Fund 20
3 Fund Selection Criteria 15
4 Financial Planning in Mutual fund 10
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 15 | P a g e
Sr. No. Modules / Units
1 Introduction to Mutual Fund
A) History & Origin, Definition, Meaning, Characteristics, Advantages,
Disadvantages, Limitations of Mutual Funds, Ethics in Mutual Fund.
Entities involved – Sponsor, Trust, Trustee, Asset Management Company,
Registrar and Transfer Agent ( RTA) and Fund Houses in Indi a.
B) Legal Framework - Role of regulatory agencies for Mutual funds – SEBI,
RBI, AMFI, Ministry of Finance, SRO, Company Law Board, Department
of Company’s affairs, Registrar of Companies
MF guidelines on advertisement , Accounting , Taxation and Valuation
norms, Guidelines to purchase Mutual Funds, Investor protection and MF
regulations, Grievance mechanism in MF in India.
2 Classification of Mutual Fund
A) Types of Mutual Fund - (introduction and Characteristic s)
Functional/Operational – Open ended, close ended, Interval
Portfolio – Income, Growth, Balanced, MMMF
Geographical/ Location – Domestic, Offshore
Miscellaneous - Tax Saving Funds , Exchange Traded Funds, Balance
Funds, Fixed Term Plan, Debt Funds , Systematic Investment Planning &
Systematic Transfer Plan
B) Portfolio Maturity, Calculations of NAV, Entry Load, Exit Load.
3 Fund Selection Criteria
A) Fund Rating and Ranking – Its need and importance. Basis of Ratings,
Interpretation of Funding Rating by CRISIL, CARE and ICRA, Selection
Criteria – (Size, Stability, Credit Portfolio, Performance )Performance
Measurement – Rolling Returns and Benchmarking
B) Yield To Maturity and Bond Valuation
4 Financial Planning in Mutual fund
A) Basics of Financial Planning – Financial Planning Steps, Life Cycle,
Wealth Cycle, Risk Profiling, Asset Allocation, Contingency Funds.
B) Investors Guide Towards Financial Planning – Eligibility for investment
in MF, KYC ( Individuals, Micro SIPs, Institutional Investors ,Fund
Category Guidance ( Long Bond Funds, Short Bond Funds, Ultra Short
Bond Funds) , Need for Financial Advisor, Difference between Advisor
and Distributor, Colour Coding MF products, Bank FD’s V/s Mutual
Funds, Dividend V/s Growth Option
C) Developing Model Portfolio for Investors – Model Portfolios meaning,
Step by Step Approach of Building Model Portfolio .
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Board of Studies -in-Banking & Finance , University of Mumbai 16 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester III
with Effect from the Academic Year 201 7-2018
2A. Ability Enhancement Courses (AEC)
Information Technology in Banking & Insurance - I
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Electronic Commerce 10
2 25TE-banking 15
3 MS-Office: Packages for Institutional Automation: 20
4 Cyber Law & C yber Security 15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 17 | P a g e
Sr. No. Modules / Units
1 Introduction to Electronic Commerce
A) E-Commerce Framework, E-Commerce and media convergence, anatomy
of E -Commerce Applications, E -Commerce Consumer and Organization
Applications
B) The network Infrastructure for Electronic Commerce - Market forces
influencing the I -way, Components of I -way, Network Access Equipment
C) E-Commerce and World Wide Web - Architectural framework of E -
Commerce, WWW and its architecture, hypertext publishing, Technology
behind the web, Security and the Web
2
25TE-banking
A) 25TMeaning, definition, features, advantages and limitations - core banking, the
evolution of e -banking in India, Legal framework for e -banking.
B) Electronic Payment System
Types of Electronic Payment Systems, Digital Token -based EPS, Smart
Card EPS, Credit Card EPS, Risk in EPS, Designing a EPS
3 MS-Office: Packages for Institutional Automation :
A) Ms-Word : Usage of smart art tools, bookmark, cross -reference, hyperlink,
mail merge utility and converting word as PDF files.
B) Ms-Excel : Manipulating data, Working with charts, Working with PIVOT
table and what -if analysis; Advanced excel functions -Vlookup
(),hlookup(),PV(), FV(),average(),goal seek(),AVERAGE(), MIN(),
MAX(), COUNT(),COUNTA(), ROUND(), INT(), nested functions, name
,cells/ranges/constants,relative, absolute &mixed cell references,
>,<,=operators, Lo gical functions using if, and, or =, not, date and time
functions & annotating formulae.
C) Application in Banking and Insurance Sector – Calculation of Interest,
Calculation of Instalment, Calculation of Cash Flow, Calculation of
Premium, Calculation of risk coverage in Insurance and Reporting.
4 Cyber Law & Cyber Security:
A) Need of Cyber Law, History of Cyber Law in India
B) Cyber Crimes:
Various threats and attacks, Phishing, Key Loggers, Identity Theft, Call &
SMS forging, e -mail related crimes, Denial of Service Attacks, Hacking,
Online shopping frauds, Credit card frauds, Cyber Stalking
C) Cyber Security:
Computer Security, E -Security, Password Security and Reporting internet fraud
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Board of Studies -in-Banking & Finance , University of Mumbai 18 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses (SEC)
Foundation Course – III (An Overview of Banking Sector)
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 An Overview of Banking Industry
10
2 Commercial Banking and Customer – Banker
Relationship
10
3 Universal Banking & Technology in Banking sector
10
4 Microfinance & Financial Inclusion
15
Total 45
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Board of Studies -in-Banking & Finance , University of Mumbai 19 | P a g e
Sr. No. Modules / Units
1 An Overview of Banking Industry
Definition of Banks, Types of Banks, Principles of Banking
Banking System in India, Overview of RBI, Public, Private, Co -operative,
Payment Bank, Regional Rural Banks
Emerging trends of banking - Universal banking, electronic banking,
globalization of banking.
Brief history of banking sector reforms from 1991 -2000 and Current
developments in banking sector
Regulatory Architecture – Overview of Banking Regulation Act 1949,
Banking Regulation Act(Amendment 2015), Payment and Settlement Act
2007, Negotiable Instrument Act 1881, BIS, Basel I, II and III.
Bank Crise s in India
Critical Evaluation of Banking Industry in India
2 Commercial Banking and Customer – Banker Relationship
Definition and meaning of Commercial Bank, Evolution of Commercial
Banking in India, Functions of Commercial Bank , Services offered by
Commercial Bank.
Retail Banking – Meaning, Features, Significance of Retail Banking and
Overview of its products
Corporate Banking -Meaning, Features, Significance of Corporate Banking
and Overview of its products
Rural Banking - Meaning, Features, Significance of Rural Banking and
Overview of its products
Banking Ombudsman – Meaning and Functions
3 Universal Banking & Technology in Banking sector
A) Universal Banking
Concept of Universal Banking, Evolution of Universal banking ,Services to
Government, Payment & Settlement, Merchant Banking , Mutual Fund ,
Depository Services, Wealth Management, Portfolio Management
Bancassurance, NRI Remittance.
B) Technology in Banking
Features, norms and Limitations of E - banking, Mobile Banking, Internet
Banking, RTGS, POS Terminal, NEFT, IMPS, Brown Label ATM’s, White
Label ATM’s, NUUP, AEPS, APBS, CBS, CTS, Digital Signature , M -
Wallets , Online opening of bank accounts – savings & c urrent, and
application for credit cards, loan.
Applicability of KYC norms in Banking Sector.
4 Microfinance & Financial Inclusion
A) Microfinance
Introduction, Need and Code of Conduct for Microfinance Institutions in
India,
Advantages, Purpose, Limitations and Models of SHG – Bank Linkage
Program.
Role of NABARD and SIDBI,
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Portfolio Securitization,
SHG -2, NRLM and SRLM ,
Priority Sector and its Classification
B) Financial Inclusion
Need & Extent
RBI Committee Report of Medium Term Path on Financial Inclusion
2015, World Findex Report 2015, NISM Report 2015, (Only Brief
Extracts relating to bank account holdings and credit taken and contrast
between developing and developed nations. )
Features & Procedures of Pradhan Mantri Jan Dhan Yojana, and PM
Mudra Yojana.
Features, procedures and significance of Stand up India Scheme for Green
Field
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Board of Studies -in-Banking & Finance , University of Mumbai 21 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses (SEC)
Foundation Course - Contemporary Issues - III
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Human Rights Provisions, Violations and Redressal 12
2 Dealing With Environmental Concerns 11
3 Science and Technology I 11
4 Soft Skills for Effective Interpersonal Communication 11
Total 45
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Board of Studies -in-Banking & Finance , University of Mumbai 22 | P a g e
Sr. No. Modules / Units
1 Human Rights Violations and Redressal
A. Scheduled Castes - Constitutional and legal rights, Forms of violations,
Redressal mechanisms. (2 Lectures)
B. Scheduled tribes - Constitutional and legal rights, Forms of violations,
Redressal mechanisms. (2 Lectures)
C. Women - Constitutional and legal rights, Forms of violations, Redressal
mechanisms. (2
Lectures)
D. Children - Constitutional and legal rights, Forms of violations, Redressal
mechanisms. (2
Lectures)
E. People with Disabi lities, Minorities, and the Elderly population - Constitutional
and legal rights, Forms of violations, Redressal mechanisms. (4 Lectures)
2 Dealing With Environmental Concerns
A. Concept of Disaster and general effects of Disasters on human life - physical,
psychological, economic and social effects. (3 Lectures)
B. Some locally relevant case studies of environmental disasters. (2 Lectures)
C. Dealing with Disasters - Factors to be considered in Prevention, Mitigation
(Relief and Rehabilitation) and disaster Preparedness. (3 Lectures)
D. Human Rights issues in addressing disasters - issues related to compensation,
equitable and fair distribution of relief and humanitarian approach to
resettlement and rehabilitation. (3 Lectures)
3 Science and Technology – I
A. Development of Science - the ancient cultures, the Classical era, the Middle
Ages, the Renaissance, the Age of Reason and Enlightenment. (3 Lectures)
B. Nature of science - its principles and characteristics; Science as empirical,
practical, theoretical, validated knowledge. (2 Lectures)
C. Science and Superstition - the role of science in exploding myths, blind beliefs
and prejudices; Science and scientific temper - scientific temper as a
fundamental duty of the Indian citizen. (3 Lectures)
D. Science in everyday life - technology, its meaning and role in development;
Interrelation and distinction between science and technology. (3 Lectures)
4 Soft Skills for Effective Interpersonal Communication
Part A (4 Lectures)
I) Effective Listening - Importance and Features.
II) Verbal and Non -Verbal Communication; Public -Speaking and Presentation
Skills.
III) Barriers to Effective Communication; Importance of Self -Awareness and Body
Language.
Part B (4 Lectures)
I) Formal and Informal Communication - Purpose and Types.
II) Writing Formal Applications, Statement of Purpose (SOP) and Resume.
III) Preparing for Group Discussions, Interviews and Presentations.
Part C (3
Lectures)
I) Leadership Skills and Self -Improvement - Characteristics of Effective
Leadership.
II) Styles of Leadership and Team -Building.
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Board of Studies -in-Banking & Finance , University of Mumbai 23 | P a g e
References
1. Asthana, D. K., and Asthana, Meera, Environmental Problems and Solutions , S.
Chand, New Delhi, 2012.
2. Bajpai, Asha, Child Rights in India , Oxford University Press, New Delhi, 2010.
3. Bhatnagar Mamta and Bhatnagar Nitin, Effective Communication and Soft Skills ,
Pearson India, New Delhi, 2011.
4. G Subba Rao, Writing Skills for Civil Services Examination, Access Publishing, New
Delhi, 2014
5. Kaushal, Rachana, Women and Human Rights in India , Kaveri Books, New Delhi,
2000.
6. Mohapatra, Gaur Krishna Das, Environmental Ecology , Vikas, Noida, 2008.
7. Motilal, Shashi, and Nanda, Bijoy Lakshmi, Human Rights: Gender and
Environment , Allied Publishers, New Delhi, 2007.
8. Murthy, D. B. N., Disaster Management: Text and Case Studies , Deep and Deep
Publications, New Delhi, 2013.
9. Parsuraman, S., and Unnikrishnan, ed., India Disasters Report II , Oxford, New Delhi,
2013
10. Reza, B. K., Disaster Management , Global Publications, New Delhi, 2010.
11. Sathe, Satyaranjan P., Judicial Activism in India , Oxford University Press, New Delhi,
2003.
12. Singh, Ashok Kumar, Science and Technology for Civil Service Examination , Tata
McGraw Hill, New Delhi, 2012.
13. Thorpe, Edgar, General Studies Paper I Volume V , Pearson, New Delhi, 2017.
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Board of Studies -in-Banking & Finance , University of Mumbai 24 | P a g e
Projects / Ass ignments (for Internal Assessment)
i. Projects/Assignments should be drawn for the component on Internal Assessment from
the topics in Module 1 to Module 4 .
ii. Students should be given a list of possible topics - at least 3 from each Module at the
beginning of the semester.
iii. The Project/Assignment can take the form of Street -Plays / Power -Point Presentations /
Poster Exhibitions and similar other modes of presentation appropriate to the topic.
iv. Students can work in groups of not more than 8 per topic.
v. Students must submit a h ard / soft copy of the Project / Assignment before appearing
for the semester end examination.
QUESTION PAPER PATTERN (Semester III)
The Question Paper Pattern for Semester End Examination shall be as follows:
TOTAL MARKS: 75 DURATION: 150 MINUTES
QUESTION
NUMBER DESCRIPTION MARKS
ASSIGNED
1 i. Question 1 A will be asked on the meaning /
definition of concepts / terms from all Modules.
ii. Question 1 B will be asked on the topic of the
Project / Assignment done by the student
during the Semester
iii. In all 8 Questions will be asked out of which 5
have to be attempted. a) Total marks: 15
b) For 1 A, there
will be 3 marks
for each sub -
question.
c) For 1 B there will
be 15 marks
without any
break -up.
2 Descriptive Question with internal option (A or B)
on Module 1 15
3 Descriptive Question with internal option (A or B)
on Module 2 15
4 Descriptive Question with internal option (A or B)
on Module 3 15
5 Descriptive Question with internal option (A or B)
on Module 4 15
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Board of Studies -in-Banking & Finance , University of Mumbai 25 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Effect from the Academic Year 201 7-2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in NSS - I
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Value System & Gender sensitivity 12
2 Disaster preparedness & Disaster management 10
3 Health, hygiene & Diseases 13
4 Environment & Energy conservation 10
Total 45
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Board of Studies -in-Banking & Finance , University of Mumbai 26 | P a g e
Sr. No. Modules / Units
1 Value System & Gender sensitivity
UNIT - I – Value System
Meaning of value, Types of values - human values and social responsibilities -
Indian value system - the concepts and its features
UNIT - II - Gender sensitivity and woman empowerment
Concept of gender - causes behind gender related problems - measures
Meaning of woman empowerment - schemes for woman empowerment in India
2 Disaster preparedness & Disaster management
UNIT - I - Basics of Disaster preparedness
Disaster - its meaning and types
Disaster preparedness - its meaning and methods
UNIT - II - Disaster management
Disaster management - concept - disaster cycle - role of technology in disaster
response - role of as first responder – the study of ‘Avhan’ Model
3 Health, Hygiene & Diseases
UNIT - I - Health and hygiene
Concept of complete health and maintenance of hygiene
UNIT - II - Diseases and disorders - preventive campaigning
Diseases and disorders - preventive campaigning in Malaria, Tuberculosis, Dengue,
Cancer, HIV/AIDS, Diabetes
4 Environment & Energy conservation
UNIT - I Environment and Environment enrichment program
Environment - meaning, features , issues, conservation of natural resources and
sustainability in environment
UNIT - II Energy and Energy conservation program
Energy - the concept, features - conventional and non - conventional energy
Energy conservat ion- the meaning and importance
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Board of Studies -in-Banking & Finance , University of Mumbai 27 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester III
with Effect from the Academic Year 201 7-2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in NCC - III
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 National Integration & Awareness 10
2 Drill: Foot Drill 10
3 Adventure Training and Environment Awareness
and Conservation 05
4 Personality Development and Leadership 10
5 Specialized subject (ARMY) 10
Total 45
Page 28
Board of Studies -in-Banking & Finance , University of Mumbai 28 | P a g e
Sr. No. Modules / Units
1 National Integration & Awareness
Desired outcome: The students will display sense of patriotism, secular values and
shall be transformed into motivated youth who will contribute towards nation
building through national unity and social cohesion.
The students shall enrich themselves about the history of our beloved country and
will look forward for the solutions based on strengths to the challenges to the
country for its development.
Freedom Struggle and nationalist movement in India.
National interests, Objectives, Threats and Opportunities.
Problems/ Challenges of National Integration.
Unity in Diversity
2 Drill: Foot Drill
Desired outcome : The students will demonstrate the sense of discipline, improve
bearing, smartness, turnout, develop the quality of immediate and implicit
obedience of orders, with good reflexes.
Side pace, pace forward and to the rear
Turning on the march and whiling
Saluting on the march
Marking time, forward march and halt in quick time
Changing step
Formation of squ ad and squad drill
3 Adventure Training, Environment Awareness and Conservation
3A Adventure Training
Desired outcome: The students will overcome fear & inculcate within them the
sense of adventure, sportsmanship, espirit -d-corp and develop confidence, courage,
determination, diligence and quest for excellence.
Any Two such as – Obstacle course, Slithering, Trekking, Cycling, Rock
Climbing, Para Sailing, Sailing, Scuba Diving etc.
3B Environment Awareness and Conservation
Desired outcome: The student will be made aware of the modern techniques of
waste management and pollution control.
Waste management
Pollution control, water, Air, Noise and Soil
4 Personality Development and Leadership
Desired outcome : The student will inculcate officer like qualities with desired
ability to take right decisions.
Time management
Effect of Leadership with historical examples
Interview Skills
Conflict Motives - Resolution
Page 29
Board of Studies -in-Banking & Finance , University of Mumbai 29 | P a g e
Sr. No. Modules / Units
5 Specialized Subject: Army Or Navy Or Air
UArmy
Desired outcome: It will acquaint, expose & provide knowledge about Army/
Navy/ Air force and to acquire information about expanse of Armed Forces
,service subjects and important battles
A. Armed Force
Task and Role of Fighting Arms
Modes of Entry to Army
Honors and Awards
B. Introduction to Infantry and weapons and equipments
Characteristics of 5.56mm INSAS Rifle, Ammunition, Fire power,
Stripping, Assembling and Cleaning
Organization of Infantry Battalion.
C. Military history
Study of battles of Indo -Pak War 1965,1971 and Kargil
War Movies
D. Communicati on
Characteristics of Walkie -Talkies
Basic RT Procedure
Latest trends and Development (Multi Media, Video Conferencing, IT)
OR
UNavy
A. Naval orientation and service subjects
Organization of Ship - Introduction on Onboard Organization
Naval Customs and Traditions
Mode of Entry into Indian Navy
Branches of the Navy and their functions
Naval Campaign (Battle of Atlantic, Pearl Harbour, Falkland War/Fleet
Review/ PFR/ IFR)s
B. Ship and Boat Modelling
Types of Models
Introduction of Ship Model - Competition Type s of Model Prepare in NSC
and RDC
Care and handling of power -tools used - maintenance and purpose of tools
Page 30
Board of Studies -in-Banking & Finance , University of Mumbai 30 | P a g e
Sr. No. Modules / Units
C. Search and Rescue
Role of Indian Coast Guard related to SAR
D. Swimming
Floating and Breathing Techniques - Precautions while Swimming
OR
UAIR
A. General Service Knowledge
Organization Of Air Force
Branches of the IAF.
B. Principles of Flight
Venturi Effect
Aerofoil
Forces on an Aircraft
Lift and Drag
C. Airmanship
ATC/RT Procedures
Aviation Medicine
D. Aero - Engines
Types of Engines
Piston Engines
Jet Engines
Turboprop Engines
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Board of Studies -in-Banking & Finance , University of Mumbai 31 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in Physical Education - III
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Overview of Nutrition 10
2 Evaluation of Health, Fitness and Wellness 10
3 Prevention and Care of Exercise Injuries 10
4 Sports Training 15
Total 45
Page 32
Board of Studies -in-Banking & Finance , University of Mumbai 32 | P a g e
Sr. No. Modules / Units
1 Overview of Nutrition
Introduction to nutrition & its principles
Role of Nutrition in promotion of health
Dietary Guidelines for Good Health
Regulation of water in body and factors influencing body temperature.
2 Evaluation of Health, Fitness and Wellness
Meaning & Concept of holistic health
Evaluating Personal health -basic parameters
Evaluating Fitness Activities – Walking & Jogging
Myths & mis-conceptions of Personal fitness
3 Prevention and Care of Exercise Injuries
Types of Exercise Injuries
First Aid - Importance & application in Exercise Injuries
Management of Soft tissues injuries
Management of bone injuries
4 Sports Training
Definition, aims & objectives of Sports training
Importance of Sports training
Principles of Sports training
Drug abuse & its effects
Page 33
Board of Studies -in-Banking & Finance , University of Mumbai 33 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I II
with Ef fect from the Academic Year 2017 -2018
3. Core Courses ( CC)
Financial Markets
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Indian Financial System 15
2 Financial Markets in India 15
3 Commodity Market 15
4 Derivatives Market 15
Total 60
Page 34
Board of Studies -in-Banking & Finance , University of Mumbai 34 | P a g e
Sr. No. Modules / Units
1 Indian Financial System
A) Introduction, Meaning, Functions of financial system,
Indian financial system from financial neutrality to financial activism and
from financial volatility to financial stability, Role of Government in
financial development, Overview of Phases of Indian financial system
since independence (State Domination – 1947 -1990, Financial sector
reforms 1991 till Financial Sector Legislative Reforms Commission 2013),
Monitoring framework for financial conglomerates.
B) Structure of Indian Financial System – Banking & Non -Banking Financial
Institutions, Organized and Uno rganized Financial Markets, Financial
Assets/Instruments, Fund based & Fee Based Financial Services.
2 Financial Markets in India
A) Indian Money Market – Meaning, Features, Functions, Importance,
Defects, Participants, Components of Organized and Unorganized markets
and Reforms
B) Indian Capital Market - Meaning, Features, Functions, Importance,
Participants, Instruments, Reforms in Prim ary and Secondary Market.
C) Indian Stock Market - Meaning and functions of Stock Exchange - NSE
and BSE.
D) Equity Market – Primary Market, IPO, Book Building, Role of Merchant
Bankers, ASBA , Green Shoe Option, Issue of Bonus shares, Right Shares,
Sweat Equity shares, ESOP.
E) Indian Debt Market –Market Instruments, Listing, Primary and Secondary
Segments
3 Commodity Market
Introduction to commodities market - Meaning History & origin, Types of
commodities traded,
Structure of commodities market in India,
Participants in commodities market, Trading in commodities in India(cash
& derivative segment),
Commodity e xchanges in India & abroad
Reasons for investing in commodities.
4 Derivatives Market
Introduction to Derivatives market - Meaning, History & origin,
Elements of a derivative contract,
Factors driving growth of derivatives market,
Types of derivatives, Types of underlying assets, Participants in derivatives
market, Advantages & disadvantages of trading in derivatives market,
Current volumes of derivative trade in India,
Difference between Forwards & Futures
Page 35
Board of Studies -in-Banking & Finance , University of Mumbai 35 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester III
with Effect from the Academic Year 201 7-2018
3. Core Courses ( CC)
Direct Taxation
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Definitions and Residential Status 15
2 Heads of Income - I 15
3 Heads of Income - II 15
4 Computation of Total Income & Taxable Income 15
Total 60
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Board of Studies -in-Banking & Finance , University of Mumbai 36 | P a g e
Sr. No. Modules / Units
1 Definitions and Residential Status
A) Basic Terms ( S. 2,3,4)
Assesse, Assessment, Assessment Year, Annual Value,
Business, Capital Assets, Income, Previous Year, Person,
Transfer.
B) Determination of Residential Status of Individual, Scope of Total Income
(S.5)
2 Heads of Income - I
A) Salary ( S.15 -17)
B) Income from House Property (S. 22 -27)
C) Profit & Gain from Business and Profession (S. 28, 30,31,32, 35, 35D, 36,
37, 40, 40A and 43B)
3 Heads of Income - II
A) Capital Gain (S. 45, 48, 49, 50 and 54)
B) Income from other sources (S.56 - 59)
C) Exclusions from Total Income (S.10)
(Exclusions related to specified heads to be covered with relevant heads of
income)
4 Computation of Total Income & Taxable Income
A) Deductions from Total Income
S. 80C, 80CCC, 80D, 80DD, 80E, 80U, 80T TA
B) Computation of Taxable Income of Individuals.
Notes
1. The Syllabus is restricted to study of particular sections, specifically mentioned rules
and notifications only.
2. All modules / units include Computational problems / Case Study .
3. The Law In force on 1 Pst
P April immediately preceding the commencement of Academic
year will be applicable for ensuing Examinations.
Page 37
Board of Studies -in-Banking & Finance , University of Mumbai 37 | P a g e
Page 38
Board of Studies -in-Banking & Finance , University of Mumbai 38 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Financial Management -II
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Working Capital Management 15
2 Management of Components of Working Capital 15
3 Financial Planning 15
4 Financial Policy and Corporate Strategy 15
Total 60
Page 39
Board of Studies -in-Banking & Finance , University of Mumbai 39 | P a g e
Sr. No. Modules / Units
1 Working Capital Management
Management of Working Capital in India
Estimating wor king capital needs
Operating or working capital cycle
Working Capital Financing: Trade Credit; Bank Credit; Commercial Papers;
Certificate of Deposits (CDs); Financing.
2 Management of Components of Working Capital
Management of Cash and Marketable Securities : Motives for
Holding Cash; Objectives of Cash Management; Factors Determining
Cash Needs; Basic Strategies of Cash Management; Cash
Management Techniques / Processes; Marketable Securities; and
Cash Management Practices in India.
Receivable s Management : Objectives; Credit Policies; Credit
Terms; and Collection Policies.
Inventory Management : Objectives; and Techniques.
3 Financial Planning
Introduction
Meaning and Essentials of Budget
Types of Budget
Advantages of Budgeting
Zero Based Budgeting
Master Budget.
Sales Budget, Production Budget, Material Budget, Cash Budget and
Flexible Budget .
4 Financial Policy and Corporate Strategy
Meaning of Strategic Financial Management
Strategic financial decision making framework
Functions of Strategic financial management
Business Risk and Financial Risk
Introduction
Debt v/s Equity Financing
Types of Leverage
Investment Objective/Criteria for Individuals/Non -Business Purpose .
Page 40
Board of Studies -in-Banking & Finance , University of Mumbai 40 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Cost Accounting
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Cost Accounting 10
2 Classification of Costs and Cost Sheet 15
3 Standard Costing 20
4 Introduction to Marginal Costing 15
Total 60
Page 41
Board of Studies -in-Banking & Finance , University of Mumbai 41 | P a g e
Sr. No. Modules / Units
1 Introduction to Cost Accounting
Objectives and scope of Cost Accounting
Cost centres and Cost units
Cost classification for stock valuation, Profit measurement, Decision
making and control
Coding systems
Elements of Cost
2 Classification of Cost and Cost Sheet
Classification of costs, Cost of Sales, Cost Centre, Cost Unit, Profit Centre
and Investment Centre
Cost Sheet and Reconciliation of cost and financial accounts .
Note - Practical problems based on preparation of cost sheet reconciliation of cost
and financial accounts
3 Standard Costing
Various types of standards, setting of standards, Basic concepts of, Labour
and Overhead (Fixed and Variable) variance analysis.
4 Introduction to Marginal Costing
Marginal costing meaning, application, advantages, limitations,
Contribution, Breakeven analysis and profit volume graph.
Note: - Practical problems based on Marginal Costing excluding decision
making
Page 42
Board of Studies -in-Banking & Finance , University of Mumbai 42 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Entrepreneurship Management
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 The Entrepreneur 15
2 Business Planning 15
3 Key Areas of New Ventures 15
4 Evolving Concepts in Entrepreneurship 15
Total 60
Page 43
Board of Studies -in-Banking & Finance , University of Mumbai 43 | P a g e
Sr. No. Modules / Units
1 The Entrepreneur
A) Entrepreneur : Meaning, Nature, origin and development of
entrepreneurship in India, Need and Importance, Core elements,
Principles, Essentials, Types, Functions, Concept of entrepreneurship
management, Motives behind being an entrepreneur, Entrepreneurial
Process
B) Theor ies of Entrepreneurship: Innovation Theory of Schumpeter, Need
for Achievement Theory of McClelland, Risk Bearing Theory of knight,
Hagen’s Theory of Entrepreneurship, Economic Theory of
Entrepreneurship.
C) Entrepreneurial Values and Attitudes, Dominant characteristics of
successful entrepreneurs, Internal and external factors for entrepreneurial
motivation
D) Entrepreneurial Skills, Identifying business opportunities, Role of
creativity in Entrepreneurship, the creative process, the Innovation
process, typ es of innovation, sources of innovation, principles of
innovation, Sources of Business Ideas .
2 Business Planning
A) Forms of Entrepreneurial structures:
Sole Proprietorship -meaning, merits and limitations.
Partnership -Meaning , Forms, merits and limitations.
Corporations -Meaning, merits and limitations .
Limited Liability partnerships and corporations .
Franchising -Meaning, types, merits and limitations .
B) Critical Factors for starting a new enterprise: Personal, Environmental,
Sociological factors. Problems of a New Venture - Financial, administrative,
marketing, production and other problems.
C) Business Plan: Meaning, Benefits, Developing a business plan,
Environment scanning, Elements/Areas to be covered in a Business Plan,
Project Report preparatio n, Contents of a Project Report.
3 Key Areas of New Ventures
A) Marketing: New Product Development, Marketing Strategy for the new
venture, Branding strategies, Distribution strategies, Pricing Strategies,
Promotion strategies for new venture, Concept of Marketing Mix and Market
segmentation, Marketing Plan
B) Operations : Size and location of Enterprise, Layout, Inventory Control,
Quality Control.
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Board of Studies -in-Banking & Finance , University of Mumbai 44 | P a g e
C) Finance: Sources of long term and short term finance, Debt fund -Meaning,
Merits and limitations, Equity Fund - Meaning, merits and limitations, Concept
of Break Even analysis, Venture Capital -Meaning, Merits and Limitations,
Criteria for Evaluating New Venture Proposals by Venture Capitalist
D) Human Resource: Personnel Function, Important Labor Laws: Industrial
Disputes Act, Factories Act, Provident Fund Act, Employee State Insurance
Act, Payment of Wages Act, Minimum Wages Act, Payment of G ratuity Act,
other related Acts and Role of HRD in new ventures .
4 Evolving Concepts in Entrepreneurship
A) Social Entrepreneurship: Meaning, Social responsibility of an entrepreneur
B) Barriers to entrepreneurship: Environmental, economic, non -economic,
personal and entrepreneurial barriers.
C) Intrapreneurship: Meaning, Characteristics, Intrapreneurs Activities, types
of Corporate Entrepreneurs, Corporate V/s Intrapreneurial culture, Cli mate,
Fostering Intrapreneurial culture, Promoting intrapreneurship - Pinchot’s
Spontaneous teams and Formal Venture teams, establishing intrapreneurial
ventures.
D) Ethics and Entrepreneurship: Defining Ethics, Approaches to Managerial
ethics, ethics and business decisions, Ethical practices and code of conduct,
Ethical considerations in corporate entrepreneurship.
E) Institutional Support to Entrepreneurs: Importance, Incentives and
facilities, Entrepreneurship Development Institute of India (EDI), NSIC,
Small Industries Development Organization (SIDO), National Institute for
Entrepreneurship and Small Business Development (NIESBUD), Others,
Key features of National Policy on Skill Development and
Entrepreneurship 2015 .
Page 45
Board of Studies -in-Banking & Finance , University of Mumbai 45 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Wealth Management
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Wealth Management 15
2 Wealth Management Strategy 15
3 Financial Planning & Financial Mathematics 15
4 Retirement & Estate Planning 15
Total 60
Page 46
Board of Studies -in-Banking & Finance , University of Mumbai 46 | P a g e
Sr. No. Modules/ Units
1 Introduction to Wealth Management
A) Overview
Define Wealth , Meaning & Scope of Wealth Management
Wealth cycle
Wealth Management Process
Introduction to Financial literacy.
B) Savings and Investments
Introduction, Nature and Scope of Saving Investments
Objectives of Saving and Investment ( Tax Saving , Income and Growth of
Capital),
Investment Alternatives
Investment Attributes
Approaches to investment decision making
Qualities for successful investment
Alternatives to Investment decision – Direct & Indirect
2 Wealth Management Strategy
A) Wealth Management Strategy
Meaning & scope of wealth management strategy
The unwealthy habits
Philosophy of wealth creation & management
Need for planning
B) Investment planning:
Types of investment risk
Risk profiling of investors & asset allocation (life cycle model)
Asset allocation strategies(strategic, tactical, life - cycle based)
Goal -based financial planning
Active & passive investment strategies
3 Financial Planning & Financial Mathematics:
A) Financial Planning
Introduction
Role of Financial planner
Process of financial planning
Cash flow analysis
Financial Planning in India
Financial Blood Test Report
B) Financial Mathematics:
Calculation of returns (CAGR, Post-tax returns, etc.)
Calculation of Total assets
Net worth calculations
4 Retirement & Estate Planning
A) Retirement Planning
Meaning & Objectives of Retirement planning
Gifts & Trust, Charity planning
Avoidable mistakes in retirement planning
Power of attorney for asset manag ement,
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Board of Studies -in-Banking & Finance , University of Mumbai 47 | P a g e
B) Estate planning
Meaning & scope
Need for Estate planning
Tools for Estate planning
Considerations for personal property and collectibles
C) Insurance Planning :
Meaning
Basic principles of insurance
Functions and Characterist ics of Insurance
Rights and responsibilities of Insurer and Insured
Types of life insurance policies
Types of general insurance policies
Health insurance – mediclaim – Calculation of Human Life Value / Belth
Method CPT
Page 48
Board of Studies -in-Banking & Finance , University of Mumbai 48 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
1. Elective Courses (EC)
Customer Relationship Management
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Customer Relationship
Management (CRM) 15
2 Technological support in Customer Relationship
Management (CRM) 15
3 Implementing Customer Relationship
Management (CRM) 15
4 Customer Relationship Management (CRM) in
Banking and Insurance Sector 15
Total 60
Page 49
Board of Studies -in-Banking & Finance , University of Mumbai 49 | P a g e
Sr. No. Modules / Units
1 Introduction to Customer Relationship Management (CRM)
Meaning, Definition of CRM, Development in CRM, Benefits of CRM, Effective
CRM through Customer Knowledge Management, CRM Cycle, Winning market
through effective CRM, CRM programmes, Relationship marketing &
effectiveness of Relationship marketing, Factors responsible for growth of
Customer Relationship Management (CRM)
2 Technological support in Customer Relationship Management (CRM)
Introduction, Technological application in CRM, Types of Technological
application in CRM, Database and Information systems, Database marketing
strategies, CRM software solutions for B2C and B2B, Accounting systems for
Customer Acquisition and Retention Costs, Customer loyalty and Pr ofitability
through Technology.
e-CRM – Introduction, Importance, Challenges, Strategies, e -marketing
and e -CRM.
3 Implementing Customer Relationship Management (CRM)
Allocation rule of Customer Relationship Management (CRM), Customer
Satisfaction survey, Contact management, Building Customer Relationship
Management (CRM), Effectiveness of Customer Relationship Management
(CRM), O rganizing of Customer Relationship Management (CRM), Employee &
customer management process.
4 Customer Relationship Management (CRM) in Banking and Insurance Sector
Building customer loyalty, B2B Commerce, B2B relationship with intermediaries,
Relationship marketing for creating value in business & market, Customer
Relationship Management in Indian Banking and Insuran ce sector - Introduction,
CRM objectives, need of CRM, Process of CRM, Customer Relationship
Management through Call Centres in Banking sector, E - CRM in Banking and
Insurance
Page 50
Board of Studies -in-Banking & Finance , University of Mumbai 50 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester IV
with Effect from the Academic Year 201 7-2018
2A. Ability Enhancement Courses (AEC)
Information Technology in Banking & Insurance II
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 E-banking Business Models 15
2 Induction of TechnoManagement 20
3 IT Applications and Banking 05
4 MS-Office: Packages for Institutional Automation 20
Total 60
Page 51
Board of Studies -in-Banking & Finance , University of Mumbai 51 | P a g e
Sr. No. Modules / Units
1 E-banking Business Models
Various models - home banking, office banking, online banking, internet
banking, mobile banking, SMS banking, - models of electronic payments,
other business models
2 Induction of TechnoManagement
Development Life Cycle, Project Management, Building Data Centres,
Role of DBMS in Banking, Data Warehousing and Data Mining, RDBMS
Tools
Technological Changes in Indian Banking Industry,
Trends in Banking and Information Technology, Technology in Banking,
Lead Role of Reserve Bank of India, New Horizons for Banking based IT,
Automated Clearing House Operations, Electronic Wholesale Banking
Credit Transfer, Credit Information Bureau (I) Ltd., Credit Information
Company Regulation Bill - 2004, Automation in Indian Banks, Cheque
clearing using MICR technology, Innovations, Products and Services,
Core -Banking Solut ions(CBS), Human Resource Development(HRD) -The
Road Ahead,
Technology in Banking Industry,
Teleconferencing, Internet Banking, Digital Signature in Banking, MICR -
Facility for ‘paper -based’ clearing, Cheque Truncation
Dealing with Fraudulent transactions under CTS ,
Efficient customer service, smart quill computer pen, Institute for
Development & Research in Banking & Technology (IDRBT).
E-Checks -Protocols and Standards ,
Problems on mechanization, e -Banking -RBI Regulations & Supervision,
Technology Diffus ion.
3 IT Applications and Banking
Objectives, Electronic Commerce and Banking, Banking Software,
Electronic Clearing and Settlement Systems, Plastic Money
4 MS-Office: Packages for Institutional Automation
MS-PowerPoint presentation : Internal links between slides, hyperlinks,
embedding multimedia content onto the slides (video/audio/stylish text),
slide animation, timer, creating new presentation by existing theme, import
online themes, creating a template of presentation, save and run the slid e
show(.ppsx)
Applications of Internet: Introduction to e -mail, writing professional e -
mails, creating digitally signed documents, use of outlook express:
configuring outlook express, creating and managing profile in outlook,
sending and receiving e -mails via outlook express, Emailing the merged
documents, boomerang facility of email, Google drive: usage of Google
drive in storing the Google documents, excel sheets, presentations and PDF
files.
Page 52
Board of Studies -in-Banking & Finance , University of Mumbai 52 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insuranc e)
Programme at Semester I V
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course – IV
(An Overview of Insurance Sector)
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 An Introduction to Life Insurance 15
2 An Introduction to Health Insurance 10
3 An Introduction to Home and Motor Insurance 10
4 Role of Insurance in Logistic 10
Total 45
Page 53
Board of Studies -in-Banking & Finance , University of Mumbai 53 | P a g e
Sr. No. Modules / Units
1 An Introduction to Life Insurance
A) Life Insurance Business – Components, Human Life Value Approach,
Mutuality, Principle of Risk Pooling, Life Insurance Contract,
Determinants of Risk Premium
B) Products of LIC – Introduction of life insurance plans - Traditional Life
Insurance Plans – Term Plans, Whole Life Insurance, Endowment
Assurance, Dividend Method of Profit Participation Purpose of plans ,
Riders in plan - Introduction, Forms and procedures
C) Non Traditional Life Insur ance Products ( Those of SBI and ICICI –
Introduction, Forms and procedures)
2 An Introduction to Health Insurance
A) Health Insurance – Meaning , IRDA Regulations, d eterminants of Health
Insurance, He alth Insurance Market in India and d eterminants of Risk
Premium .
B) SBI and ICICI Health Insurance Plans - Introduction and Forms and
Procedures of Hospitalization, Indemnity Products, top up covers, cashless
insurance, Senior citizen plans, critical illness plans and M icro Insurance.
3 An Introduction to Home and Motor Insurance
A) Home Insurance - SBI and ICICI Plans – Introduction, Forms and
Procedures, Inclusions and Exclusions in policies, Determinants of Risk
Premium and Impact of Catastrophes on Home Insurance.
B) Vehicle Insurance - SBI and ICICI Plans -Introduction, Forms and
Procedures, Determinants of Risk Premium , Inclusions and Exclusions.
4 Role of Insurance in Logistic
A) Role of Insurance in Logistic - Meaning &Importance, Hazards, Protection,
Social Security – Type of Risks and Accidents.
B) Fire Insurance – SBI and ICICI Plans – Introduction, Forms and
Procedures, Standard Fire and Special Perils Policy, Tariff system and
special policies.
Page 54
Board of Studies -in-Banking & Finance , University of Mumbai 54 | P a g e
Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course - Contemporary Issues - IV
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Significant, Contemporary Rights of Citizens 12
2 Approaches to understanding Ecology 11
3 Science and Technology –II 11
4 Introduction to Competitive Exams 11
Total 45
Page 55
Board of Studies -in-Banking & Finance , University of Mumbai 55 | P a g e
Sr. No. Modules / Units
1 Significant, Contemporary Rights of Citizens
A. Rights of Consumers -Violations of consumer rights and important provisions
of the Consumer Protection Act, 2016; Other important laws to protect
consumers; Consumer courts and consumer movements. (3 Lectures)
B. Right to Information - Genesis and relation with transparency and
accountability; important provisions of the Right to Information Act, 2005;
some success stories. (3 Lectures)
C. Protection of Citizens’/Public Interest -Public Interest Litigation, need and
procedure to file a PIL; some landmark cases. (3 Lectures)
D. Citizens’ Charters, Public Service Guarantee Acts. (3 Lectures)
2 Approaches to understanding Ecology
A. Understanding approaches to ecology - Anthropocentrism, Biocentrism and
Eco centrism, Ecofeminism and Deep Ecology. (3 Lectures)
B. Environmental Principles -1: the sustainability principle; the polluter pays
principle; the precautionary principle. (4 Lectures)
C. Environmental Principles -2: the equity principle; human rights principles;
the participation principle. (4 Lectures)
3 Science and Technology –II
Part A:Some Significant Modern Technologies, Features and Applications ( 7
Lectures)
i. Laser Technology - Light Amplification by Stimulated Emission of Radiation;
use of laser in remote sensing, GIS/GPS mapping, medical use.
ii. Satellite Technology - various uses in satellite navigation systems, GPS, and
imprecise climate and weather analyses.
iii. Information and Communication Technology - convergence of various
technologies like satellite, computer and digital in the information revolution of
today’s society .
iv. Biotechnology and Genetic engineering - applied biology and uses in
medicine, pharmaceuticals and agriculture; genetically modified plant, animal
and human life.
v. Nanotechnology - definition: the study, control and application of phenomena
and materials at length scales below 100 nm; uses in medicine, military
intelligence and consumer products.
Part B:Issues of Control, Access and Misuse of Technology. (4 Lectures)
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Sr. No. Modules / Units
4 Introduction to Competitive Exams
Part A. Basic information on Competitive Examinations - the pattern,
eligibility criteria and local centres:
i. Examinations conducted for entry into professional courses - Graduate
Record Examinations (GRE), Graduate Management Admission Test
GMAT), Common Admission Test (CAT) and Scholastic Aptitude Test
(SAT).
ii. Examinations conducted for entry into jobs by Union Public Service
Commission, Staff Selection Commission (SSC), State Public Service
Commissions, Banking and Insurance sectors, and the National and State
Eligibility Tests (NET / SET) for entry into teaching profession.
Part B. Soft skills required for competitive examinations - (7 Lectures)
i. Information on areas tested: Quantitative Ability, Data Interpretation,
Verbal Ability and Logical Reasoning, Creativity and Lateral Thinking
ii. Motivation: Concept, Theories and Types of Motivation
iii. Goal -Setting: Types of Goals, SMART Goals, Stephen Covey’s concept of
human endowment
iv. Time Management: Effective Strategies for Time Management
v. Writing Skills: Paragr aph Writing, Report Writing, Filing an application
under the RTI Act, Consumer Grievance Letter.
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References
1. Asthana, D. K., and Asthana, Meera, Environmental Problems and Solutions , S.
Chand, New Delhi, 2012.
2. Bajpai, Asha, Child Rights in India , Oxford University Press, New Delhi, 2010.
3. Bhatnagar Mamta and Bhatnagar Nitin, Effective Communication and Soft Skills ,
Pearson India, New Delhi, 2011.
4. G Subba Rao, Writing Skills for Civil Services Examination, Access Publishing, New
Delhi, 2014
5. Kaushal, Rachana, Women and Human Rights in India , Kaveri Books, New Delhi,
2000.
6. Mohapatra, Gaur Krishna Das, Environmental Ecology , Vikas, Noida, 2008.
7. Motilal, Shashi, and Nanda, Bijoy Lakshmi, Human Rights: Gender and
Environment , Allied Publishers, New Delhi, 2007.
8. Murthy, D. B. N., Disaster Management: Text and Case Studies , Deep and Deep
Publications, New Delhi, 2013.
9. Parsuraman, S., and Unnikrishnan, ed., India Disasters Report II , Oxford, New Delhi,
2013
10. Reza, B. K., Disaster Management , Global Publications, New Delhi, 2010.
11. Sathe, Satyaranjan P., Judicial Activism in India , Oxford University Press, New Delhi,
2003.
12. Singh, Ashok Kumar, Science and Technology for Civil Service Examination , Tata
McGraw Hill, New Delhi, 2012.
13. Thorpe, Edgar, Genera l Studies Paper I Volume V , Pearson, New Delhi, 2017.
Page 58
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Projects / Assignments (for Internal Assessment)
i. Projects/Assignments should be drawn for the component on Internal Assessment from
the topics in Module 1 to Module 4 .
ii. Students should be given a list of possible topics - at least 3 from each Module at the
beginning of the semester.
iii. The Project/Assignment can take the form of Street -Plays / Power -Point Presentations /
Poster Exhibitions and similar other modes of present ation appropriate to the topic.
iv. Students can work in groups of not more than 8 per topic.
v. Students must submit a hard / soft copy of the Project / Assignment before appearing
for the semester end examination.
QUESTION PAPER PATTERN (Semester III)
The Qu estion Paper Pattern for Semester End Examination shall be as follows:
TOTAL MARKS: 75 DURATION: 150 MINUTES
QUESTION
NUMBER DESCRIPTION MARKS
ASSIGNED
1 i. Question 1 A will be asked on the meaning /
definition of concepts / terms from all Modules.
ii. Question 1 B will be asked on the topic of the
Project / Assignment done by the student
during the Semester
iii. In all 8 Questions will be asked out of which 5
have to be attempted. a) Total marks: 15
b) For 1 A, there
will be 3 marks
for each sub -
question.
c) For 1 B there will
be 15 marks
without any
break -up.
2 Descriptive Question with internal option (A or B)
on Module 1 15
3 Descriptive Question with internal option (A or B)
on Module 2 15
4 Descriptive Question with internal option (A or B)
on Module 3 15
5 Descriptive Question with internal option (A or B)
on Module 4 15
Page 59
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Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Effect from the Academic Year 201 7-2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in NSS - IV
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Entrepreneurship Development 10
2 Rural Resource Mobilization 10
3 Ideal village & stake of GOS and NGO 13
4 Institutional Social Responsibility and modes of Awareness 12
Total 45
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Sr. No. Modules / Units
1 Entrepreneurship Development
UNIT - I Entrepreneurship development
Entrepreneurship development - its meaning and schemes
Government and self -employment schemes for Entrepreneurship development
UNIT - II - Cottage Industry
Cottage Industry - its meaning, its role in development process
Marketing of cottage products and outlets
2 Rural Resource Mobilization
UNIT - I - Rural resource mobilization -
A case study of eco-village, eco -tourism, agro -tourism
UNIT - II - Micro financing with special reference to self -help groups
3 Ideal village & stake of GOS and NGO
UNIT - I - Ideal village
Ideal village - the concept
Gandhian Concept of Ideal village
Case studies on Ideal village
UNIT - II - Government Organisations(GOs ) and Non -Government
Organisations (NGOs)
The concept and functioning
4 Institutional Social Responsibility and modes of Awareness
UNIT - I - Institutional Social Responsibilities
Concept and functioning - case study of adapted village
UNIT - II - Modes of awareness through fine Arts Skills
Basics of performing Arts as tool for social awareness, street play, creative dance,
patriotic song, folk songs and folk dance. Rangoli, posters, flip charts, placards,
etc.
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Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester IV
with Effect from the Academic Year 201 7-2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in NCC - IV
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Disaster Management, Social Awareness and
Community Development 10
2 Health and Hygiene 10
3 Drill with Arms 05
4 Weapon Training 10
5 Specialized Subject: Army Or Navy Or Air 10
Total 45
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Sr. No. Modules / Units
1 Disaster Management, Social Awareness and Community Development
Disaster Management:
Desired outcome: The student shall gain basic information about civil defence
organisation / NDMA & shall provide assistance to civil administration in various
types of emergencies during natural / manmade disasters
Fire Services & Fire fighting
Assistance during Natural / Other Calamities: Flood / Cyclone/ Earth Quake/
Accident etc.
Social Awareness and Community Development:
Desired outcome: The student shall have an understanding about social evils and
shall inculcate sense of whistle blowing against such evils and ways to eradicate
such evils.
NGOs: Role & Contribution
Drug Abuse & Trafficking
Corruption
Social Evil viz. Dowry/ Female Foeti cide/Child Abuse & trafficking etc.
Traffic Control Org. & Anti drunken Driving
2 Health and Hygiene
Desired outcome: The student shall be fully aware about personal health and
hygiene lead a healthy life style and foster habits of restraint and self awareness.
Hygiene and Sanitation (Personal and Food Hygiene)
Basics of Home Nursing & First -Aid in common medical emergencies
Wound & Fractures
3 Drill with Arms
Desired outcome : The students will demonstrate the sense of discipline, improve
bearing, smartness, and turnout, and develop the quality of immediate and implicit
obedience of orders, with good reflexes.
Getting on Parade with Rifle and Dressing at the Order
Dismissing and Falling Out
General Salute, Salami Shastra
Squad Drill
Short /Long tail from the order and vice -versa
Examine Arms
4 Weapon Training
Desired outcome: The student shall have basic knowledge of weapons and their
use and handling.
The lying position, Holding and Aiming - I
Trigger control and firing a shot
Range procedure and safety precautions
Theory of Group and Snap Shooting
Short range firing, Aiming - II -Alteration of sight
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Sr. No. Modules / Units
5 Specialized Subject: Army Or Navy Or Air
Army
Desired outcome: The training shall instill patriotism, commitment and passion to
serve the nation motivating the youth to join the defence forces.
It will also acquaint, expose & provide basic knowledge about armed, naval and
air-force subjects
A. Map reading
Setting a Map, finding North and own position
Map to ground, Ground to Map
Point to Point March
B. Field Craft and Battle Craft
Observation, Camouflage and Concealment
Field Signals
Types of Knots and Lashing
C. Introduction to advanced weapons and role of technology (To be covered
by the guest lecturers)
OR
Navy
A. Naval Communication
Semaphore
Phonetic Alphabets
Radio Telephony Procedure
Wearing of National Flag, Ensign and Admiral’s Flag.
B. Seamanship
Anchor work
Types of Anchor, Purpose and Holding ground
Boat work
Demonstrate Rigging a whaler and enterprise boat - Parts of Sail and
Sailing Terms
Instructions in Enterprise Class Board including theory of Sailing,
Elementary Sailing Tools
Types of Power Boats Used in the Navy and their uses, Knowledge of
Anchoring, Sec uring and Towing a Boat
C. Introduction to advanced weapons and role of technology (To be covered
by the guest lecturers)
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Sr. No. Modules / Units
OR
Air
A. Air frames
Fuselage
Main and Tail Plain
B. Instruments
Introduction to RADAR
C. Aero modelling
Flying/ Building of Aero models
D. Introduction to advanced weapons and role of technology (To be covered
by the guest lecturers)
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Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Ef fect from the Academic Year 2017 -2018
2B. Skill Enhancement Courses ( SEC)
Foundation Course in Physical Education - III
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Stress Management 10
2 Awards, Scholarship & Government Schemes 10
3 Yoga Education 10
4 Exercise Scheduling/Prescription 15
Total 45
Page 66
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Sr. No. Modules / Units
1 Stress Management
Meaning & concept of Stress
Causes of Stress
Managing Stress
Coping Strategies
2 Awards, Scholarship & Government Schemes
State & National level Sports Awards
State Sports Policy & Scholarship Schemes
National Sports Policy & Scholarship Schemes
Prominent Sports Personalities
3 Yoga Education
Differences between Yogic Exercises & non - Yogic exercises
Contribution of Yoga to Sports
Principles of Asanas& Bandha
Misconceptions about Yoga
4 Exercise Scheduling/Prescription
Daily Routine Prescription.
Understanding Activity level & Calorie requirement.
Adherence & Motivation for exercise.
Impact of Lifestyle on Health
Page 67
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Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester I V
with Ef fect from the Academic Year 2017 -2018
3. Core Courses ( CC)
Corporate and Securities Law
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Company Law – An Overview 15
2 Regulatory Framework G overning Stock
Exchanges as per Securities Contracts
Regulation Act 1956 15
3 Security Exchange Board of India 15
4 The Depositories Act, 1996 15
Total 60
Page 68
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Sr. No. Modules / Units
1 Company Law – An Overview
A) Development of Company Law in India
B) Doctrines Governing Corporates – Lifting the Corporate Veil , Doctrine
of Ultra Vires, Constructive Notice, Indoor Management, Alter Ego. The
Principle of Non Interference ( Rule in Foss V/s Harbottle) – Meaning ,
Advan tages , Disadvantages & Exceptions, Majority and Minority Rights
under Companies Act
C) Application of Company Law to Banking and Insurance Sector
Application of Companies Act to Banking and Insurance sector governed by
Special Acts. S.1(4) of Companies Ac t 2013
Exceptions provided (S.67(3), S.73(1), S.129(1), 179(3), S.180(1)(c), S.186,
S.189
2 Regulatory Framework governing Stock Exchanges as per Securities
Contracts Regulation Act 1956
Definition of Securities, Spot Delivery Contract, Ready Delivery Contract,
Stock Exchange.
Corporatisation and demutualisation of Stock Exchange –Meaning,
Procedure & Withdrawal
Power of Recognised Stock Exchange to make rules restricting voting rights
etc
Power of Central Government to Direct Rules or Make rules
Power of SEBI to make or amend bye laws of recognised stock exchange
Books and Accounts to be maintained by recognized stock exchange
Grounds on which stock exchange can delist the securities of a company.
Section 3 to Section 20
3 Security Exchange Board Of India
A) SEBI: Objectives -terms -establishment -powers -functions -accounts and
audit - penalties –registration.
B) Issues of Disclosure Investors Protection Guidelines: Pre & Post
obligations -conditions for issue -Debt Security -IPO-E-IPO-Employee
option -right-bonus -preferential allotment intermediary -operational -promoter
lock in period requirements -offer document.
4 The Depositories Act, 1996
Depository – Meaning , Benefits , Models, Functions Participants
The Depository Act 1996 – Objectives, Eligibility condition for depository
services, Fungibility, Bye laws of depository , Governance of Depository
and Internal audit of depository Participants
BSDA and single registration for depository participants .
Note: Relevant Law/Statute/Rules in force in force on 1st April immediately preceding
commencement of Academic Year is applicable for ensuing examination after relevant
year.
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Revised Syllabus of Courses of B.Com. ( Banking & Insurance )
Programme at Semester IV
with Effect from the Academic Year 201 7-2018
3. Core Courses ( CC)
Business Economics II
Macroeconomics
Modules at a Glance
Sr.
No. Modules No. of
Lectures
1 Introduction to Macroeconomic Data and
Theory 15
2 Money, Inflation and Monetary Policy 15
3 Constituents of Fiscal Policy 15
4 Open Economy : The ory and Issues of
International Trade 15
Total 60
Page 70
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Sr. No. Modules / Units
1 Introduction to Macroeconomic Data and Theory
Macroeconomics: Meaning, Scope and Importance.
Circular flow of aggregate income and expenditure : closed and open
economy models
The Measurement of national product: Meaning and Importance -
conventional and Green GNP and NNP concepts - Relationship between
National Income and Economic Welfare.
Short run economic fluctuations : Features and Phases of Trade Cycles
The Keynesian Principle of Effective Demand: Aggregate Demand and
Aggregate Supply - Consumption Function - Investment function - effects of
Investment Multiplier on Changes in Income and Output
2 Money, Inflation and Monetary Policy
Money Supply: Determinants of Money Supply - Factors influencing Velocity
of Circulation of Money
Demand for Money : Classical and Keynesian approaches and Keynes’
liquidity preference theory of interest
Money and prices : Quantity theory of money - Fisher’s equation of exchange
- Cambridge cash balance approach
Inflation: Demand Pull Inflation and Cos t Push Inflation - Effects of Inflation -
Nature of inflation in a developing economy.
Monetary policy : Meaning, objectives and instruments, inflation targeting
3 Constituents of Fiscal Policy
Role of a Government to provide Public goods -Principles of Sound and
Functional Finance
Fiscal Policy: Meaning, Objectives - Contra cyclical Fiscal Policy and
Discretionary Fiscal Policy
Instruments of Fiscal policy : Canons of taxation - Factors influencing
incidence of taxation - Effects of taxation Significan ce of Public Expenditure -
Social security contributions - Low Income Support and Social Insurance
Programmes - Public Debt - Types, Public Debt and Fiscal Solvency, Burden of
debt finance
Union budget -Structure - Deficit concepts -Fiscal Responsibility and Budget
Management Act.
4 Open Economy : The ory and Issues of International Trade
The basis of international trade : Ricardo’s Theory of comparative cost
advantage - Heckscher – Ohlin theory of factor endowments - terms of trade -
meaning and types - Factors determining terms of trade - Gains from trade - Free
trade versus protection
Foreign Investment : Foreign Portfo lio investment - Benefits of Portfolio capital
flows -Foreign Direct Investment - Merits of Foreign Direct Investment - Role of
Multinational corporations
Balance of Payments: Structure - Types of Disequilibrium - Measures to correct
disequilibrium in BOP.
Foreign Exchange and foreign exchange market : Spot and Forward rate of
Exchange - Hedging, Speculation and Arbitrage -Fixed and Flexible exchange
rates - Managed flexibility
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Revised Syllabus of Courses of B.Com.( Banking & Insurance )
Programm e at Semester I II
with effect from t he Academic Year 2017 -2018
UReference Books
Reference Books
Financial Management - I
Financial Management : I M Pandey, Vikas Publishing House.
Financial Management : M.Y. Khan, P.K. Jain, Tata McGraw Hill.
Financial Management : Ravi M Kishore, Taxman
Financial Management : James C Van Horne, Prentice Hall
Financial Management : Prassana Chandra, Prentice Hall.
Financial Management : Chandra Haribariran Iyer: IBHL Publication.
Managemen t Accounting
Cost and Management Accounting – Ravi N Kishor
Essential of Management Accounting – P.N. Reddy, Himalaya publication.
Advanced Management Accounting – Robert S Kailer.
Financial of Management Accounting – S.R. Varshey, Wisdom.
Introduction of Management Accounting Learning – Charbs T Horngram, PHI.
Management Accounting – I.M Pandey, Vikas Publications.
Cost and Management Accounting – D.K. Mattal, Galgotia Publications.
Cost Accounting Theory and Practice -M.N. Arora, Sultan Chand and sons
Management Accounting – Khan & Jain Tata Mc Graw
Organizational Behaviour
Organizational Behaviour - concept, controversies, applications, by Stephen Robbins,
Prentice Hall.
Management and Organizational Behavior , Ninth Edition, by Laurie J. Mullins, Pearson
publisher
Organizational Behavior, Text, Cases, Games, By K. Ashwathappa, Himalaya Publishing
house
Organizational Behavior by Margie Parikh and Rajen Gupta, Tata Mcgraw Hill
Publication
Essentials of Organisational Behaviour (Seventh edition) - Stephen P. Robbins (Prentice
Hall India Pvt.Ltd.)
Emerging Knowledge and Practices of the Real world (Fifth Edition) - Steven L
McShane, Mary Ann Von Glinow, Radha R. Sharma. (Tata McGraw Hill Education
Private Limited)
Organizational Behavior by Dr. S.S. Khanka, Sultanchand publication
Organizational Behavior by Jeff Harris and Sandra J. Hartman, Jaico Publications
Organizational Behavior by Hellriegel, Slocum, Woodman, Pearson Education
Page 72
Board of Studies -in-Banking & Finance , University of Mumbai 72 | P a g e
Reference Books
Risk Management
Quantitative Risk Management : A Practical Guide to Financial Risk - Thomas S. Coleman
Investment Theory and Risk Management: Steve Peterson
Risk Management : M/s Macmillan India Limited
Theory & Practice of Treasury Risk Management: M/s Taxman Publications Ltd.
Corporate Value of ERM : Sim Segal
Risk Management : Insurance and Derivatives Dr G Kotreshwar -Himalaya Publishing
House .
Mutual Fund Management
Future scenario of Financial services : R. Gordan & Natarajan (Himalaya)
Marketing of Financial services : V. K. Avadhani (Himalaya)
MF, Data, Interpretation & analysis : K.G. Shahadevan & Thripairaju (Prentice hall of
India)
Mutual funds in India (Modern scenario): Dr. Manoj Dave & Mr. Lalitkumar Chauhan,
(Parad ise Publishers)
Mutual Funds & Financial Management : Ramesh Garg (Yking books)
Mutual Fund products & services : Indian institute for Banking & Finance ( Taxmann)
Information Technology in Banking& Insurance - I
0BE-Banking in India : Challenges and Opportunities -By RimpiJatana, R. K. Uppal
1BFrontiers of E -Commerce - by Ravi Kalakota, Andrew B. Whinston - Pearson Education
2BFrontiers of E -Commerce - by Ravi Kalakota, Andrew B. Whinston –Pearson Education
Microsoft Office Professional2013 -Step by step
By Beth Melton,Mark Dodge, Echo Swinford, Andrew Couch
An Overview of Cyber Crime & security -Volume 1 -1 Pst
P Edition by Akash Kamal Mishra
Computers and Banking - by Sony and Agarwal
E-Commerce by David Whitely
Foundation Course –III ( An Overview of Banking Sector)
Banking Law and Practice – M.L Tannan
Microfinance Perspective and Operations – IIBF, 2016.
Rural Banking Operations – IIBF, 2017 Edition
Financial Inclusion and Growth Governance - Deepali Pant Joshi Gyan Publishing House
Bank Financial Management Paperback – 2010 -IIBF
Money Bankin g And Finance Paperback – 2009 -N K Sinha
Principles and Practices of Banking Paperback – 2015 - IIBF
Principles and Practices of Banking 11 edition Paperback – 2015 - N S Too r, Arun Toor
Principles Of Banking (With Case Studies) Hardcover – 2009 - Rakesh Kumar
Modern Banking In India , Gupta
Page 73
Board of Studies -in-Banking & Finance , University of Mumbai 73 | P a g e
Reference Books
Foundation Course in NSS III
National Service Scheme Manual (Revised) 2006, Government of India, Ministry of Youth
Affairs and Sports, New Delhi.
University of Mumbai National Service Scheme Manual 2009.
Avhan Chancellor's Brigade - NSS Wing, Training camp on Disaster Preparedness
Guidelines, March 2012
Rashtriya Seva Yojana Sankalpana - Prof. Dr. Sankay Chakane, Dr. Pramod \Pabrekar,
Diamond Publication, Pune
National Service Scheme Manual for NSS District Coordinators, National Service Scheme
Cell, Dept. of Higher and Technical Education, Mantralaya,
Annual report of National Service Scheme (NSS) published by De pt. of Higher and
Technical Education, Mantralaya,
NSS Cell, Dept. of Higher and Technical Education, Mantralaya, UTKARSHA - Socio and
cultural guidelines
Case material as a Training Aid for Field Workers, Gurmeet Hans.
Social service opportunities in hospitals, Kapil K. Krishnan, TISS
New Trends in NSS, Research papers published by University of Pune
ANOOGUNJ Research Journal, published by NSS Unit C. K. Thakur college
Training Manual for Field Work published by RGNIYD, Chreeperumbudur
Prof. Ghatole R.N. Rural Social Science and Community Development.
Purushottam Sheth, Dr. Shailaja Mane, National Service Scheme
Joint programme of National Service Scheme, University of Mumbai & DISHA -
DEEPSHIKHA Projects, Nair Hospital, 2011 -12
National Service Scheme in India: A Case study of Karnataka, M. B. Dishad, Trust
Publications, 2001
http://www.thebetterindia.com/140/national -service -scheme -nss/
http://en.wikipedia.org/wiki/national -service -scheme 19=http://nss.nic.in/adminstruc t
http://nss.nic.in/propexpan
http://nss.nic. in
http://socialworknss.org/about.html
Foundation Course in NCC III
Cadet’s Hand book – Common subject..all wings, BY DG NCC, New Delhi.
Cadet’s Hand book – Specialised Subjects, Army, Navy, Air -force, BY DG NCC, New
Delhi.
NCC OTA Precise, BY DG NCC, New Delhi.
“AVAN” Model of Disaster Mang., Vinayak Dalvie, Proceedings of Int. Conf. on Urban
Plan. and Env Strat & Challenges, Elphinstone College, Jan 2007.
Humanistic Tradition of India, N.L.Gupta, Mohit Publ ication, New Delhi
Social psychology, Baron & Byrne, Pearson Publication, 12th Edition self awareness
know yourself / insight (110) Group & Individuals (374) Group discussion
Chanakya’s 7 Secrets of Leadership, Radhakrishanan Pillai and D.Shivnandhan, Jaic o
Social Psychology: Understanding Human Interaction, Baron, Robert A.,
(302/BAR/BYR),7th Edition
Seven Habits of Highly Effective People., Covey , Stephen
The Habit of Winning., Iyer , Prakash, Penguin , India ; 2011
The Goal, Goldratt , Eliyahu, The Nort hriver press ; 1994
Freedom Struggle, Chandra Bipin, National Book Trust 1972
Page 74
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Freedom of Religion and The Indian Judiciary, Bachal V.M. , Shubhada Saraswat,
(362P)
India 1996 - A Reference Annual Govt. of India
Saha Soneri Pane, Vinayak D. Savarkar
Environ mental Biology and Toxicology, P.D. Sharma., Rastogi Publication
Environmental Science, S.C. Santra, New Central Book Agency
National Cadet Corps (India), Lambert M. Surhone, Mariam T. Tennoe, Susan F.
Henssonow, Betascript Publishing, 2011
National Cadet Corps, Youth in Action (Google eBook), National Cadet Corps (India),
Lancer Publishers, 2003
Youth in Step: History of the National Cadet Corps, V. Longer, Lancer international,
1983 Original from the University of Michigan
National Cadet Corps of India, M an Mohan Sharma, Vision Books, 1980 Original from
the University of Michigan
The National Cadet Corps Act, 1948, as Modify Up to the 1st July 1963, India,
Government of India Press, 1963 (Military Law)
Cadet Corps in India: Its Evolution and Impact, Satis Chandra Maikap, Darbari Udyog,
1979 Original from the University of California
National Cadet Corps: 100 Years of Distinction, National Cadet Corps (Singapore), NCC
The NCC, Singapore, National Cadet Corps Council, National Cadet Corps Council
Grooming Tom orrow’s Leaders: National Cadet Corps, 1917 -2006, R.S. Chhettri,
Lancer Publishers, 2006
National Civil Defence Cadet Corps, Lambert M. Surhone, Mariam T. Tennoe, Susan F.
Henssonow, Betascript Publishing, 2011
Discovery of India, Jawaharlal Nehru
Health a nd Hygiene, Manoj. J.S., Agra University Publication
Yoga for Healing, Venkateswaran P.S., Bombay: - Jaico Publishing House 1989 )
Yoga Illustrated, New Delhi, Ministry of Information and Broadcasting, 1995
Yoga Practice, 1972, Shivnande Swami, Mumbai: - D.B. Taraporewala 1972
Yoga of Patanjali -1979, Yardi M.R., Bhandarkar Oriental Research Institute - 1974
Sustainable Development (An Alternative Paradigm), Satpathy , N., Karnavati
Publications , Ahmedabad
Global Partners for Sustainable Development, Pachau ri R.K & Srivastava L., Tata
Energy Research Institute, New Delhi ; 1994, 1998
Ecology and the Politics of survival : Conflict over Natural Resources in India, Shiva ,
Vandana, Sage Publications , California , 1991
Foundation Course in Physical Education - III
Lippian Cott Williams and Wilkins 2006.
American College of Sports Medicine, ACSM’s, Guidelines for Exercise Testing and
Priscription. (2013) Ninth Edition, Lippian Cott Williams and Wilkins.
American College of Sports Medicine, ACSM’s Resource Manual for Guidelines for Exercise
Testing and Priscription. (2006) 5th Ed., Lippian Cott Williams and Wilkins, 2006.
Beashel, P.,& Taylor, J. (1996). Advance Studies in Physical Education and Sports. U.K.:
Thomas Nelso n and Sons Ltd.
Bucher, C.A. (1995). Foundation of Physical Education (12th Ed.) USA : St. Louis, C.V.
Mosloy.
Colfter, G.R., Hamilton, K.E., Magill R.A.,& Hamilton B.J. (1986). Contemporary Physical
Education. USA : Wim C. Brown Publisher.
Daryl S. (1994 ). Introduction to physical education, fitness and sports (2nd ed.). London:
Mayfield publishing company.
Page 75
Board of Studies -in-Banking & Finance , University of Mumbai 75 | P a g e
Reference Books
Greenberg, Dintiman, Oakes. (2004). Physical Fitness & wellness.(3rd ed.) IL:Human
kinetics.
Halfield, F.C. (2001). Fitness: The Complete Guide. USA : International Sports Science
Association.
Jackson, A.L., Morrow, J.R. (2004). Physical activity for health & fitness. IL:Human kinetics.
Kamlesh, M.L. (2002). Foundation of Physical Education. New Delhi : Metropolitan Book &
Co. Ptd. Ltd.
Kansal, D.K. (2012). A Text book of Applied Measurement Evaluation and Sports Selection
(3rd Ed.). New Delhi: DVS Publication.
Lock Hurt and others – Anatomy of the human body, Feber & Feber Oxford University, 1975
Muller, J. P.(2000). Health, Ex ercise and Fitness. Delhi : Sports.
Murgesh N. – Anatomy, Physiology and Health Education, Sathya, Chinnalapatti, 1990.
NASPE. (2005). Physical Education for lifelong fitness. The physical Best teacher’s guide.
IL:Human Kinetics
Nieman, D.C.(1986). Fitness and Sports Medicine : Health Related Approach London:
Mayfield Publishing Co.
Nimbalkar. Sadashiv, Yoga for Health and Peace. - 6th Ed., Yoga Vidya Niketan, Mumbai.,
2004.
Pate R.R. & Hohn R.C. (1994). Health Fitness Through Physical Education. USA : Human
Kinetics.
Pandey ,& Gangopadhyay.(1995). Health Education for school children. New Delhi : Friends
Publication.
Safrit, M. (1990). Introduction to Measurement in Physical Education and Exercise Science.
St. Louis,Toronto,Bastan : Times Mirror/Mosby College Publishing.
Sharma, O.P. (1998). History of Physical Education. Delhi: Khel Sahitya Kendra.Werner. W.K.,
Hoeger. (2007). Fitness and Wellness. (8th ed.). Wadsworth, Cengage Learning.
Financial Markets
Khan M.Y, Financial Services, Mc Graw Hill Education.
Dr.S. Gurusamy, Financial Services, Vijay Nicole Imprints.
E. Gordon and K. Natarajan – Financial Markets and Services
Niti Chatnani - Commodity markets McGraw Hill Publication
S. Kevin, - Commodities & financial derivatives PHI Learning Pvt ltd
DirectTaxation
Direct Taxes Law & Practice by V.K. Singhania - Taxman
Systematic Approach to Direct Tax by Ahuja & Gupta - Bharat Law House
Income Tax Ready Recknoner by Dr .V.K. Singhania – Taxman
Direct Tax Laws by T.N. Manoharan - Snow White
Page 76
Board of Studies -in-Banking & Finance , University of Mumbai 76 | P a g e
Revised Syllabus of Courses of B.Com. (Banking & Finance )
Programm e at Semester IV
with effect from the Academic Year 2016 -2017
UReference Books
Reference Books
Financial Management -II
Financial Management : I M Pandey, Vikas Publishing House.
Financial Management : M.Y. Khan, P.K. Jain, Tata McGraw Hill.
Financial Management : Ravi M Kishore, Taxman
Financial Management : James C Van Horne, Prentice Hall
Financial Management : Prassana Chandra, Prentice Hall.
Financial Management : Chandra Haribariran Iyer: IBHL Publication.
Cost Accounting
Lectures on Costing by Swaminathan: S. Chand and Company (P) Ltd., New Delhi
Cost Accounting by C.S. Rayudu, Tata Mc. Grow Hill and Co. Ltd., Mumbai
Cost Accounting by Jawahar Lal and Seema Srivastava , Tata Mc. Grow Hill and Co. Ltd.,
Mumbai
Cost Accounting by Ravi M. Kishore, Taxmann Ltd., New Delhi
Principles and Practices of Cost Accounting by N.K. Prasad, Book Syndicate Pvt. Ltd.,
Calcutta
Cost Accounting Theory and Practice by B.K. Bhar, Tata Mc. Grow Hill and Co. Ltd.,
Mumbai
Cost Accounting Principles and Practice by M.N. Arora, Vikas Publishing House Pvt. Ltd.,
New Delhi
Advanced Cost and Management Accounting: Problems and Solutions by V.K. Saxena and
C.D. Vashist, S. Chand and Company (P) Ltd., New Delhi
Cost Accounting by S.P. Jain and K.L. Narang, Kalyani Publishers, Ludhiana
Modern Cost and Management Accounting by M. Hanif, Tata McGraw Hill Education Pvt.
Ltd., New Delhi
Entrepreneurship Management
S.L. Gupta and Dr. Arun Mittal, Entrepreneurship Development by International Books
House ltd.
Vasant Desai, Dynamics of Entrepreneurial Development
Willaim D. Bygrave and Andrew Zacharakis, The Portable MBA in Entrepreneurship by,
Fourth edition, John Wiley and Sons.
S.S. Khanka, Entrepreneurship Development, Sultanchand and Sons ltd.
C.B. Gupta and N.P. Shrinivasan, Entrepreneurship Development Sultan chand and sons
Sharma Sudhir, Singh Balraj, Singhal Sandeep (2005), “Entrepreneurship
Development”, Wisdom Publications, Delhi.
Badi R.V., Badi N.V. (2010), “Entrepreneurship”, Vrinda Publications (P) Ltd., Delhi.
Desai Vasant (2009), “The Dynamics of Entrepreneurial D evelopment and Management
– Planning for Future Sustainable Growth”, Himalaya Publishing House, India.
Vasishth Neeru (2008), “Business Organization”, Taxmann Allied Services (P.) Ltd.,
Page 77
Board of Studies -in-Banking & Finance , University of Mumbai 77 | P a g e
Reference Books
Holt David H. (2004), “Entrepreneurship – New Venture Creation”, Prentice Hall of
India Private Limited, New Delhi.
Roy Rajeev (2009)], “Entrepreneurship”, Oxford University Press, New Delhi.
Burns Paul (2001), “Entrepreneurship and Small Business”, Palgr ave Mecmillan, China.
Sudha G.S. (2005), “Management and Entrepreneurship Development”, Indus Valley
Publications, New Delhi.
Basotia G.R., Sharma K.K. (1991), “Handbook of Entrepreneurship Development – An
Entrepreneurs Guide to Planning, Starting, Deve loping and Managing a New
Enterprise”, Mangal Deep Publications, Jaipur .
Coulter Mary (2003), “Entrepreneurship in Action”, Prentice Hall of India Private
Limited, New Delhi.
Zimmerer Thomas W., Scarborough Norman M. (2009), “Essentials of Entrepreneurship
and Small Business Management”, PHI Learning Private Limited, New Delhi.
Hisrich Robert D., Peters Michael P. (2002), “Entrepreneurship – International
Edition”, The McGraw -Hill Companies, New York.
Cynthia L Greene, Entrepreneurship Ideas in Action, Thomson
Wealth Management
Wealth Management - Dun & Brastreet, Tata McGrawHill
Wealth Management - S.K .Bagachi, Jaico publishing house
Wealth Management - Suyash Bhat, Excel Books
Wealth Management - Harold Evensky, Tata McGrawHill
Investment Analysis & Portfolio Management - Prasanna Chandra, Tata McGrawHill
NCFM - Module of wealth management
Customer Relationship Management
Alok Kumar Rai, “Customer Relationship Management – Concepts and Cases”, PHI
Learning Private Ltd, New Delhi
Berry, Leonard L. (1995) ,“Relationship marketing of services – competing through
quality”, free press, New York
Berson, A and S J Smith, K Thearling (1999), “Building Data Mining Applications for
CRM”, McGraw -Hill, New York.
Chaturvedi, Kapil and Amit Bhatia (2001), “e-CRM: Deriving value of customer
relationship”, CRM: Emerging Concepts, tools and Application, in J N Sheth, A
McKenna, Regis (1991) , “Relationship Marketing: Successful Strategies for the Age of
the Customer”, Addison -Wesley, New York.
Madhavi Garikaparthi, “ E-CRM – Concepts and Cases” , The ICFAI University
Press.
Graham Roberts , Phelps, “Customer Relationship Management” , Thorogood Publishers
Limited, UK
Page 78
Board of Studies -in-Banking & Finance , University of Mumbai 78 | P a g e
Reference Books
Information Technology in Banking & Insurance -II
Sanjay Soni and Vinayak Aggarwal, Computers and Banking, M/s Sultan Chand &
Sons,New Delhi, 1993.
Uppal, R.K. “E -Banking in India (Challenges & Opportunities)”, New Century
Publications, New Delhi, 2007.
General Bank Management from Indian Institute of Banking and Finance by MACMILAN
2. Modern Banking Technology -by Firdos Temurasp Shroff -published by -Northern Book
Center, New Delhi
General Bank Management from Indian Institute of Banking and Finance by M ACMILAN
Microsoft Office Professional2013 -Step by step
By Beth Melton,Mark Dodge, Echo Swinford, Andrew Couch
Foundation Course –III ( An Overview of Insurance Sector)
Insurance Principles and Practice – M N Mishra & S B Mishra – S. Chand 22 Pnd
P Edition
Insurance Claims Solutions – DR L.P Gupta Revised Edition
Introduction to Risk Management & Insurance – Mark S Dorfman & David A. Cather –
Tenth Edition
Risk Management Insurance – S. Arunajatesan & T.R Vishwanathan
Foundation Course in NSS III
National Service Scheme Manual (Revised) 2006, Government of India, Ministry of Youth
Affairs and Sports, New Delhi.
University of Mumbai National Service Scheme Manual 2009.
Avhan Chancellor's Brigade - NSS Wing, Training camp on Disaster Preparedness
Guidelines, March 2012
Rashtriya Seva Yojana Sankalpana - Prof. Dr. Sankay Chakane, Dr. Pramod \Pabrekar,
Diamond Publication, Pune
National Service Scheme Manual for NSS District Coordinators, National Service Scheme
Cell, Dept. of Higher and Technical Education, Mantralaya,
Annual report of National Service Scheme (NSS) published by Dept. of Higher and Technical
Education, Mantralaya,
NSS Cell, Dept. of Higher and Technical Education, Mantralaya, UTKARSHA -
Case material as a Training Aid for Field Work ers, Gurmeet Hans.
Social service opportunities in hospitals, Kapil K. Krishnan, TISS
New Trends in NSS, Research papers published by University of Pune
ANOOGUNJ Research Journal, published by NSS Unit C. K. Thakur college
Training Manual for Field Work p ublished by RGNIYD, Chreeperumbudur
Prof. Ghatole R.N. Rural Social Science and Community Development.
Purushottam Sheth, Dr. Shailaja Mane, National Service Scheme
Joint programme of National Service Scheme, University of Mumbai & DISHA -
DEEPSHIKHA Projects, Nair Hospital, 2011 -12
National Service Scheme in India: A Case study of Karnataka, M. B. Dishad, Trust
Publications, 2001
http://www.thebetterindia.com/140/national -service -scheme -nss/
http://en.wikipedia.org/wiki/national -service -scheme 19=http ://nss.nic.in/adminstruct
http://nss.nic.in/propexpan
http://socialworknss.org/about.html
Page 79
Board of Studies -in-Banking & Finance , University of Mumbai 79 | P a g e
Reference Books
Foundation Course in NCC - III
Cadet’s Hand book – Common subject..all wings, BY DG NCC, New Delhi.
Cadet’s Hand book – Specialised Subjects, Army, Navy, Air -force, BY DG NCC, New Delhi.
NCC OTA Precise, BY DG NCC, New Delhi.
“AVAN” Model of Disaster Mang., Vinayak Dalvie, Proceedings of Int. Conf. on Urban Plan.
and Env Strat & Challenges, Elphinstone College, Jan 2007.
Humanistic Tradition of India, N.L.Gupta, Mohit Publication, New Delhi
Social psychology, Baron & Byrne, Pearson Publication, 12th Edition self awareness know
yourself / insight (110) Group & Individuals (374) Group discussion
Chanakya’s 7 Secrets of Leadership, Radhakrishanan P illai and D.Shivnandhan, Jaico
Social Psychology: Understanding Human Interaction, Baron, Robert A., (302/BAR/BYR),7th
Edition
Seven Habits of Highly Effective People., Covey , Stephen
The Habit of Winning., Iyer , Prakash, Penguin , India ; 2011
The Goal, Goldratt , Eliyahu, The Northriver press ; 1994
Freedom Struggle, Chandra Bipin, National Book Trust 1972
Freedom of Religion and The Indian Judiciary, Bachal V.M. , Shubhada Saraswat, (362P)
India 1996 - A Reference Annual Govt. of India
Saha Soneri Pane , Vinayak D. Savarkar
Environmental Biology and Toxicology, P.D. Sharma., Rastogi Publication
Environmental Science, S.C. Santra, New Central Book Agency
National Cadet Corps (India), Lambert M. Surhone, Mariam T. Tennoe, Susan F. Henssonow,
Betascript Pub lishing, 2011
National Cadet Corps, Youth in Action (Google eBook), National Cadet Corps (India), Lancer
Publishers, 2003
Youth in Step: History of the National Cadet Corps, V. Longer, Lancer international, 1983
Original from the University of Michigan
National Cadet Corps of India, Man Mohan Sharma, Vision Books, 1980 Original from the
University of Michigan
The National Cadet Corps Act, 1948, as Modify Up to the 1st July 1963, India, Government of
India Press, 1963 (Military Law)
Cadet Corps in India: Its Evolution and Impact, Satis Chandra Maikap, Darbari Udyog, 1979
Original from the University of California
National Cadet Corps: 100 Years of Distinction, National Cadet Corps (Singapore), NCC
The NCC, Singapore, National Cadet Corps Council, National Cad et Corps Council
National Civil Defence Cadet Corps, Lambert M. Surhone, Mariam T. Tennoe, Susan F.
Henssonow, Betascript Publishing, 2011
Discovery of India, Jawaharlal Nehru
Health and Hygiene, Manoj. J.S., Agra University Publication
Yoga for Healing, Venkateswaran P.S., Bombay: - Jaico Publishing House 1989
Yoga Illustrated, New Delhi, Ministry of Information and Broadcasting, 1995
Yoga Practice, 1972, Shivnande Swami, Mumbai: - D.B. Taraporewala 1972
Yoga of Patanjali -1979, Yardi M.R., Bhandarkar Orien tal Research Institute - 1974
Sustainable Development (An Alternative Paradigm), Satpathy , N., Karnavati Publications ,
Global Partners for Sustainable Development, Pachauri R.K & Srivastava L., Tata Energy
Research Institute, New Delhi ; 1994, 1998
Ecology and the Politics of survival : Conflict over Natural Resources in India, Shiva ,
Vandana, Sage Publications , California , 1991
Page 80
Board of Studies -in-Banking & Finance , University of Mumbai 80 | P a g e
Reference Books
Foundation Course in Physical Education - III
Lippian Cott Williams and Wilkins 2006.
American College of Sports Medicine, ACSM’s, Guidelines for Exercise Testing and
Priscription. (2013) Ninth Edition, Lippian Cott Williams and Wilkins.
American College of Sports Medicine, ACSM’s Resource Manual for Guidelines for Exercise
Testing and Priscription. (2006) 5t h Ed., Lippian Cott Williams and Wilkins, 2006.
Beashel, P.,& Taylor, J. (1996). Advance Studies in Physical Education and Sports. U.K.:
Thomas Nelson and Sons Ltd.
Bucher, C.A. (1995). Foundation of Physical Education (12th Ed.) USA : St. Louis,
Colfter, G.R., Hamilton, K.E., Magill R.A.,& Hamilton B.J. (1986). Contemporary Physical
Education. USA : Wim C. Brown Publisher.
Daryl S. (1994). Introduction to physical education, fitness and sports (2nd ed.). London:
Mayfield publishing company.
Dheer, S.D.(19 91). Introduction to Health Education. New Delhi : Friends Publication.
Dr. A.K.Uppal& Dr. G. P. Gautam (2004). Physical education and Health. Delhi: Friends
publisher.
Dr. Gharote M. L; Teaching Methods for Yogic Practices. – 2nd Ed., Kaiv alyadham Samiti,
Lonavala - 2001
Dr. Gharote M. L; Guideline for Yogic Practices – 2nd Ed., The Lonavala Yoga Institute
(India), Lonavala - 2007
Greenber et al . (2004). Physical Fitness & wellness.(3rd ed.) IL:Human kinetics.
Halfield, F.C. (2001). Fitness : The Complete G uide. USA : International Sports Science
Association.
Jackson, A.L., Morrow, J.R. (2004). Physical activity for health & fitness. IL:Human kinetics.
Kamlesh, M.L. (2002). Foundation of Physical Education. New Delhi : Metropolitan Book &
Co. Ptd. Ltd.
Kansal, D.K. (2012). A Text book of Applied Measurement Evaluation and Sports Selection
(3rd Ed.). New Delhi : DVS Publication.
Lock Hurt and others – Anatomy of the human body, Feber & Feber Oxford University, 1975
Muller, J. P.(2000). Health, Exercise an d Fitness. Delhi : Sports.
Murgesh N. – Anatomy, Physiology and Health Education, Sathya, Chinnalapatti, 1990.
NASPE. (2005). Physical Education for lifelong fitness. The physical Best teacher’s guide.
IL:Human Kinetics
Nieman, D.C.(1986). Fitness and Spor ts Medicine : Health Related Approach London:
Mayfield Publishing Co.
Nimbalkar. S, Yoga for Health and Peace. - 6th Ed., Yoga Vidya Niketan, Mumbai., 2004.
Pate R.R. & Hohn R.C. (1994). Health Fitness Through Physical Education. USA : Human
Kinetics.
Pande y,& Gangopadhyay.(1995).Health Education for school children. ND: Friends
Publication.
Safrit, M. (1990). Introduction to Measurement in Physical Education and Exercise Science.
St. Louis,Toronto,Bastan : Times Mirror/Mosby College Publishing.
Sharma, O.P. (1998). History of Physical Education. Delhi: Khel Sahitya Kendra.Werner.
W.K., Hoeger. (2007). Fitness and Wellness. (8th ed.). Wadsworth, Cengage Learning.
Corporate & Securities law
Mamta Bhargava – Compliances and Procedures under SEBI Law
V.L Iyer – SEBI Practice Manual - Taxmann
D.K Jain – Company Law Ready Reckoner
Bare Act – Corporate Laws Taxmann Microsoft Office Professional2013 -Step by step
By Beth Melton,Mark Dodge, Echo Swinford, Andrew Couch
Page 81
Board of Studies -in-Banking & Finance , University of Mumbai 81 | P a g e
Reference Books
Business Economics -II
Ackley.G (1976), Macro Economic Theory and Policy, Macmillan Publishing Co. New
York
Ahuja. H.L., Modern Economics –– S.Chand Company Ltd. New Delhi.
Bhatia H.L.: Public Finance. Vikas Publishing House Pvt. Ltd
Dornbush , Fisher and Startz, Macroeconomics, Tata -Mac Graw Hill, New Delhi.
Dwivedi, D.N. (2001), Macro Economics: Theory and Policy, Tata -Mac Graw Hill, New
Delhi.
Friedman Hilton (1953) Essays in Positive Economics, University of Chicago Press,
London.
Francis Cherunilam Internat ional Economics Tata McGraw – Hill Publishing Co. Ltd.
NewDelhi.
Gregory .N. Mankiw, Macroeconomics, Fifth Edition (2002) New York:Worth
Publishers
Jhingan, M.L., Principles of Economics –– Vrinda Publications (P) Ltd.
Jhingan M.L. – International Economics – Vrinda publication Pvt. Ltd - Delhi
Musgrave, R.A and P.B. Musgrave (1976) : Public Finance in Theory and Practice,
Tata McGraw Hill, Kogakusha, Tokyo
Shapiro, E (1996), Macro -Economic Analysis, Golgotha Publication, New Delhi.
Singh.S.K. (2 014): Public finance in Theory and Practice, S.Chand &co Pvt Ltd, New
Delhi
Salvatore Dominick – International Economics – John Wiley & sons, Inc Singapore
Vaish .M.C. (2010) Macro Economic Theory 14th edition, Vikas Publishing
House(P)Ltd
Page 82
Board of Studies -in-Banking & Finance , University of Mumbai 82 | P a g e
Revised Syllabus of Courses of B.Com.( Banking & Insurance )
Programm e at Semester III and I V
with effect from the Academic Year 201 7-2018
Scheme of E valuation
The performance of the learners will be evaluated in two Components. One component will
be the I nternal Assessment component carrying 25% marks and the second component will
be the Semester -wise End Examination component carrying 75% marks. The allocation of
marks for the Internal Assessment and Semester End Examinations will be as shown below: -
A) Internal Assessment : 25 %
Question Paper Pattern
(Internal Assessment - Courses without Practical Courses)
Sr. No. Particular Marks
1 One class test (20 Marks)
Match the Column/ Fill in the Blanks / Multiple Choice Questions
(½ Mark each) 05 Marks
Answer in One or Two Lines (Concept based Questions)
(01 Mark each) 05 Marks
Answer in Brief (Attempt Any Two of the Three)
(05 Marks each) 10 Marks
2 Active participation in routine class instructional deliveries and
overall conduct as a responsible learner, mannerism and
articulation and exhibit of leadership qualities in organizing
related academic activities 05 Marks
Question Paper Pattern
(Internal Asse ssment - Courses with Practical Courses)
Sr. No. Particular Marks
1 Semester End Practical Examination (20 Marks)
Journal 05 Marks
Viva 05 Marks
Laboratory Work 10 Marks
2 Active participation in routine class instructional deliveries and
overall conduct as a responsible learner, mannerism and
articulation and exhibit of leadership qualities in organizing
related academic activities articulation and exhibit of leadership
qualities in organizing related academic activities 05 Marks
Page 83
Board of Studies -in-Banking & Finance , University of Mumbai 83 | P a g e
B) Semester End Examination: 75 %
i) Duration: The examination shall be of 2 ½ Hou rs duration
ii) Theory question paper pattern
There shall be five questions each of 15 marks.
All questions shall be compulsory with internal choice within the questions.
Question may be subdivided into sub -questions a, b, c… and the allocation of
marks depends on the weightage of the topic.
(Detail question paper pattern has been given separately)
Passing Standard
The learners to pass a course shall have to obtain a minimum of 40% marks in aggregate for
each course where the course consists of Internal Assessment and Semester End
Examination. The learners shall obtain minimum of 40% marks (i.e. 10 out of 25) in the
Internal Assessment and 40% marks in Semester End Examination (i.e. 30 Out of 75)
separately, to pass the course and minimum of Grade E to pass a particular semester A
learner will be said to have passed the course if the learner passes the Internal Assessment
and Semester End Examination together.
Page 84
Board of Studies -in-Banking & Finance , University of Mumbai 84 | P a g e
Question Paper Pattern
(Practical Courses)
Maximum Marks: 75
Questions to be set: 05
Duration: 2 ½ Hrs.
All Questions are Compulsory Carrying 15 Marks each.
Question
No Particular Marks
Q-1
Objective Questions
A) Sub Questions to be asked 10 and to be answered any 08
B) Sub Questions to be asked 10 and to be answered any 07
(*Multiple choice / True or False / Match the columns/Fill in the
blanks)
15 Marks
Q-2
Q-2
Full Length Practical Question
OR
Full Length Practical Question
15 Marks
15 Marks
Q-3
Q-3
Full Length Practical Question
OR
Full Length Practical Question
15 Marks
15 Marks
Q-4
Q-4
Full Length Practical Question
OR
Full Length Practical Question
15 Marks
15 Marks
Q-5
Q-5
A) Theory questions
B) Theory questions
OR
Short Notes
To be asked 05
To be answered 03
08 Marks
07 Marks
15 Marks
Note:
Practical question of 15 marks may be divided into two sub questions of 7/8 and 10/5
Marks. If the topic demands, instead of practical questions, appropriate theory question
may be asked.
Page 85
Board of Studies -in-Banking & Finance , University of Mumbai 85 | P a g e
Question Paper Pattern
(Theoretical Courses )
Maximum Marks: 75
Questions to be set: 05
Duration: 2 ½ Hrs.
All Questions are Compulsory Carrying 15 Marks each.
Question
No Particular Marks
Q-1
Objective Questions
A) Sub Questions to be asked 10 and to be answered any 08
B) Sub Questions to be asked 10 and to be answered any 07
(*Multiple choice / True or False / Match the columns/Fill in the
blanks)
15 Marks
Q-2
Q-2
Full Length Question
OR
Full Length Question
15 Marks
15 Marks
Q-3
Q-3
Full Length Question
OR
Full Length Question
15 Marks
15 Marks
Q-4
Q-4
Full Length Question
OR
Full Length Question
15 Marks
15 Marks
Q-5
Q-5
A) Theory questions
B) Theory questions
OR
Short Notes
To be asked 05
To be answered 03
08 Marks
07 Marks
15 Marks
Note:
Theory question of 15 marks may be divided into two sub questions of 7/8 and 10/5 Marks.